The 2023 San Diego County FHA loan limit

The 2023 San Diego County FHA loan limit will be $977,500.   The High Balance FHA Loan Limit applies to all San Diego FHA Home Loans that exceed $722,600 up to the full $977,500 San Diego County Loan Limit for 2023. These are also called FHA Jumbo Loans or FHA High Balance Loans.

FHA Loans are available with as little as 3.5% down payment for home purchase, and up to 97.75% loan to value for FHA Refinances. FHA Loans and FHA Jumbo / FHA High Balance Loans are available as soon as 2 years after Bankruptcy, 3 years after a foreclosure, and 3 yrs after a Short Sale (sooner if the Short Sale is part of a job relocation/transfer or change in family size/household size and there were no lates on the Mortgage previous to the sale).

Call the Loan Pros at Vandyk Mortgage – 866-900-2342 toll free direct, or call/ text 760-752-4480 local direct. Or simply apply via the link at the upper right.

We are a Privately held Direct Lender offering a full suite of Purchase Loan options:  VA, VA Jumbo, VA High Balance, FHA, FHA High Balance, FHA Jumbo, Conventional,  Jumbo, FHA High Balance,  Single Family, Condo, and 2-4 unit.





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