FHA Jumbo Loans

FHA Jumbo Loans – Available up to $977,500 in San Diego for 2023

FHA Loans are able to help more Home buyers with lower down payment options for Purchasing a home, and also allow more Home Owners to Refinance than other loan programs.  FHA Loans are available in San Diego up to $977,500 and allow you to purchase a home with as little as 3.5% down payment, or refinance with 2.25% equity (97.75% LTV).

FHA Jumbo Loans offer many benefits:

  • Low down payment requirement – 3.5%
  • More flexible credit guidelines than conventional loans
  • Allow you to combine a first and second mortgage into one FHA Jumbo with no penalties for cash out
  • Higher loan amounts – up to $977,500
  • Refinance options that Conventional loans do not offer (such as very low equity)

FHA Jumbo Loans can be used to buy San Diego Condo’s,  Single Family Homes, Townhomes, Golf Course Homes, Beach Homes, Row Homes, Duplexes, Triplexes, Fourplexes, (2-4 unit homes must be Owner Occupied in 1 unit).    Call us today to find out how an FHA Loan can help you.   760-752-4480 direct, ask for Brian Skaar.

2023 FHA Loan limits for California

For information on VA Loans, please visit our VA Loan information page.