Loan App Checklist
Loan App Checklist
Here is a basic checklist to use for preparing your Loan Application:
____ Purchase Agreement – for home purchases
____ Paystubs for most recent 30 days
____ W’2′s for most recent 2 years
____ Federal Income Taxes for most recent 2 years (not required in all cases, but is a good idea to provide upfront)
____ Employment history for most recent 2 years, Employer, address, phone, position
____ Bank Statements for Checking, Savings, Investments, Retirement, etc for most recent 60 days
____ Any large deposits into these accounts will need additional info
____ Info on any Rental Properties you may own – Mortgage, insurance, lease, etc
____ If Retired, Award letters for SSI, Disability, and/or Pension
____ Photo ID and Social Security info
____ Bankruptcies within the last 7 years will require a copy of the discharge
____ Foreclosures within the last 7 years – info on the property
____ Mortgage Statement for home (if refinancing)
____ Homeowners insurance info – Declarations page if Refinance, or contact info if purchasing a home
____ Full residential address history for last 2 years
Please give us a call to see which items you may need for your loan. We are happy to help.
Contact us
Contact us here to get your questions answered. 2 easy ways to start - fill out the form below or give us a call/text at 760-752-4480.