FHA reduces Mortgage Insurance for home buyers

FHA reduces FHA Mortgage Insurance Today the Federal Housing Administration (FHA) announced they are reducing FHA Mortgage Insurance Premiums by 30 bps beginning March 20, 2023. All FHA Loans endorsed on that date or after will qualify for the reduced premiums.  Endorsed means the process where FHA guarantees the loan for the Lender, not the […]

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Riverside VA Loan Down Payment Assistance

Riverside VA Loan Down Payment Assistance This title may seem a bit odd as VA Loans do not require a down payment.  So why do we offer Down Payment assistance for VA Loans in Riverside? That answer is closing, settlement, and prepaid costs associated with a home purchase loan. VA loans, just like any other home […]

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Riverside FHA Loan Down Payment Assistance

Riverside FHA Loan Down Payment Assistance Why do we offer Down Payment Assistance for FHA Loans in Riverside? That answer is simple. Many families and individuals save up money for the down payment on their FHA Loan.  Usually 3.5%, the most common down payment for an FHA Loan. The problem is that may not be […]

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California FHA Loan Down Payment Assistance

California FHA Loan Down Payment Assistance Why do we offer Down Payment Assistance for FHA Loans in California? That answer is simple. Many families and individuals save up money for the down payment on their FHA Loan.  Usually 3.5%, the most common down payment for a FHA Loan. The problem is that may not be enough […]

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California VA Loan Down Payment Assistance

California VA Loan Down Payment Assistance Why do we offer Down Payment assistance for VA Loans in California?  This title may seem a bit odd as VA Loans do not require a down payment. The answer is closing, settlement, and prepaid costs associated with a home purchase loan. VA loans, just like any other home […]

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FHA Simple Refinance

The FHA Simple Refinance – what is it, and how can it help me?  HUD has released new FHA Guidance as of 9-14-2015 that includes dozens of changes to FHA Rules for qualifying borrowers to purchase and refinance homes.  This article will focus on FHA’s new Simple Refinance.   The new FHA Guidelines eliminated that […]

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Now serving Georgia Home Buyers, Home Owners and Real Estate Agents

Now serving Georgia Home Buyers, Home Owners and Real Estate Agents We now service the Peach state of Georgia for Home Purchase and Refinance.   We also help Georgia Real Estate Agents grow their business. VanDyk Mortgage is a Direct Lender (since 1987) offering VA, VA Jumbo, FHA, FHA Jumbo, Conventional, Conventional Jumbo, True Jumbo and USDA financing […]

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>>> Get Started Online-Click Here |  Call or Text Brian Skaar: 760-752-4480

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Can I get a VA Loan that is higher than my County VA Loan Limit?

Can I get a VA Loan that is higher than my County VA Loan Limit? Yes.  A common misconception with VA Loans is that VA Loans aren’t used in your area, or that  VA Loan amounts are too low for your City.  In the past this was true, but VA Loan changes have improved the […]

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Massachusetts VA Loan Limits – 2015

Massachusetts VA Loan Limits – 2015 The Department of Veterans Affairs (the VA) have issued the VA loan limits for 2015.   Many counties across the nation decreased this year due to the expiration of the VA Loan Limit formula put into effect in 2008 and renewed in 2012.   The new VA Loan Limits will […]

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