2023 Fresno County VA loan limit

The 2023 Fresno County VA loan limit is $726,200.  However the VA Loan Limit does not apply to  qualified Veterans with full VA Entitlement.  Vets with full VA Entitlement can purchase a home or condo in Fresno up to $2.0M with no down payment required. To exceed the VA county loan limit of $726,200 you must […]

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VA Loan Limits and VA Minimum Down Payment requirements for 2023 – Fresno

VA Loan Limits and VA Minimum Down Payment requirements for 2023 – Fresno Here are the Fresno VA Loan Limits and VA Minimum Down Payment requirements for 2023 for qualified Veterans and Active Duty Military Personnel. Maximum VA Loan for qualified Veterans with full VA Entitlement:  $2,000,000 Maximum VA Loan for qualified Veterans with partial […]

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FHA reduces Mortgage Insurance for Fresno home buyers

FHA reduces Fresno FHA Mortgage Insurance Today the Federal Housing Administration (FHA) announced they are reducing Fresno FHA Mortgage Insurance Premiums by 30 bps beginning March 20, 2023. All FHA Loans endorsed on that date or after will qualify for the reduced premiums.  Endorsed means the process where FHA guarantees the loan for the Lender, […]

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Fresno FHA Loan Down Payment Assistance

Fresno FHA Loan Down Payment Assistance Why do we offer Down Payment Assistance for FHA Loans in Fresno? That answer is simple. Many families and individuals save up money for the down payment on their FHA Loan.  Usually 3.5%, the most common down payment for a FHA Loan. The problem is that may not be […]

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Fresno VA Loan Down Payment Assistance

Fresno VA Loan Down Payment Assistance This title may seem a bit odd as VA Loans do not require a down payment.  So why do we offer Down Payment assistance for VA Loans in Fresno? That answer is closing, settlement, and prepaid costs associated with a home purchase loan. VA loans, just like any other […]

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Fresno VA & FHA Lender

GovernmentLoanPros.com Your Source for Fresno VA & FHA Loans. For many Fresno Families,  our number one dream is owning your own home.   We are here to help you reach your home ownership goals! Whether you want to purchase your first home, a larger home, or refinance your current mortgage,  we are here to help. We offer FHA, […]

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The 2023 Fresno County FHA loan limit

The 2023 Fresno County FHA loan limit is $472,030 for single family, condos, townhomes and manufactured homes. FHA Loans are available with as little as 3.5% down payment for home purchase, and up to 97.75% loan to value for FHA Refinances.  FHA Loans are available as soon as 2 years after Bankruptcy, 3 years after a […]

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2023 Fresno Conforming Loan Limit

The 2023 Fresno County conforming loan limit (aka high balance loan limit) is $726,200 for single family homes, condos, townhomes and manufactured homes.  The Conforming Loan Limit applies to all Fannie Mae (FNMA) and Freddie Mac Home Loans. These are available with as little as 3% down payment.   For a $700,000 home purchase in […]

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Fresno VA Loans and VA Jumbo Loans after Hardship – Bankruptcy, Foreclosure, Short Sale

Fresno VA Loans and VA Jumbo Loans after Hardship – Bankruptcy, Foreclosure, Short Sale Many Fresno Veterans have encountered financial Hardship during the past several years.  Job Loss, Active Duty Recalls, Overseas Tours, Risky Mortgage Loans, falling Real Estate Prices, etc have created financial Hardship for many Veterans across the Country in the form of Bankruptcy, […]

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