VA IRRRL Streamline Refinance Options for California Veterans
The VA IRRRL Streamline Refinance is a great option to reduce the interest rate on your California VA Loan. The VA Streamline requires reduced documentation, and offers a streamlined process.
VA IRRRL (Interest Rate Reducing Refinance Loan) Streamlines and VA Jumbo IRRRL Streamline Refinances are available for Owner Occupied Homes, Single Family Homes, Condo’s, Second Homes, and Rental Properties secured by VA and VA Jumbo Loans. (Rental Properties are also known as Non-owner, or Investment Homes)
Basic requirements for a California VA IRRRL Streamline Refinance:
- On-time Mortgage Payments last 6 months
- No income or asset documentation required
- Up to 100% Loan to Value
- Minimal Costs
- Full Appraisal Alternatives available (ie, sometimes no appraisal required)
- You can exceed your California county VA Loan Limit for the IRRRL
- 30 yr Fixed Rate is the best option for most Veterans
If you have a current VA Loan that exceeds the VA Loan Limit, we can help. We do not limit VA Jumbo IRRRL Streamline Refinances to the County VA Loan Limits.
We are a Direct Lender for VA Loans. We offer VA IRRRL Streamlines throughout our service areas including California cities: Anaheim, Bakersfield, Carlsbad, Chula Vista, Corona, Coronado, Encinitas, Escondido, Fremont, Fresno, Huntington Beach, Irvine, Lake Elsinore, Long Beach, California, Menifee, Monterey, Moreno Valley, Murrieta, National City, Oakland, Oceanside, Pasadena, Poway, Rancho Bernardo, Riverside, Sacramento, San Bernardino, San Diego, San Francisco, San Jose, San Marcos, San Mateo, Santa Ana, Santa Barbara, Santa Clara, Santa Monica, Santa Rosa, Temecula, Ventura, Vista, Wildomar, and all cities in between.
Call the Government Loan Pros with VanDyk Mortgage at 866-900-2342 today or get started online at VanDykFunding.com.