FHA reduces Mortgage Insurance for California home buyers
FHA reduces California FHA Mortgage Insurance Today the Federal Housing Administration (FHA) announced they are reducing California FHA Mortgage Insurance Premiums by 30 bps beginning March 20, 2023. All FHA Loans endorsed on that date or after will qualify for the reduced premiums. Endorsed means the process where FHA guarantees the loan for the Lender, […]
California FHA Loan Down Payment Assistance
California FHA Loan Down Payment Assistance Why do we offer Down Payment Assistance for FHA Loans in California? That answer is simple. Many families and individuals save up money for the down payment on their FHA Loan. Usually 3.5%, the most common down payment for an FHA Loan. The problem is that may not be enough […]
California VA Loan Down Payment Assistance
California VA Loan Down Payment Assistance Why do we offer Down Payment assistance for VA Loans in California? That answer is closing, settlement, and prepaid costs associated with a home purchase loan. VA loans, just like any other home purchase loan, will incur costs including closing costs from both the Lender and third parties such as […]
The 2015 Ventura County conforming loan limit
The 2015 Ventura County conforming loan limit (aka high balance loan limit) will be $603,750. This is an increase from the 2014 Ventura limit of $598,000. The High Balance Conforming Loan Limit applies to all Fannie Mae (FNMA) and Freddie Mac Home Loans that exceed $417,000 up to the full $603,750 Ventura County Loan Limit for 2015. […]
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California FHA Loan Limits for 2015
California FHA Loan Limits for 2015 FHA has re-instanted the HERA FHA Loan Limits called “Permanent High Cost Loan Limits” for the 2014 calendar year. These were originally authorized in the HERA law passed in the summer of 2009. The floor FHA Loan Limit for base counties has returned to $271,050, and goes […]
VA County Loan Limits for California – 2013
VanDyk Mortgage is a proud VA Lender serving many states including California, Virginia, Washington, and more. We have compiled the California VA Loan limits for 2013 by county below. State County 2013 VA Loan Limit CA ALAMEDA $987,500 CA ALPINE $417,000 CA AMADOR $417,000 CA BUTTE $417,000 CA CALAVERAS $417,000 CA COLUSA $417,000 CA CONTRA COSTA $987,500 ……. click here to see rest of article – VA Loan Limits […]
California VA Jumbo Loans after Hardship – Bankruptcy, Foreclosure, Short Sale
California VA Jumbo Loans after Hardship – Bankruptcy, Foreclosure, Short Sale Many Veterans have encountered financial Hardship during the past several years. Active Duty Recalls, Overseas Tours, Risky Mortgage Loans, falling Real Estate Prices, Unemployment, etc have created financial Hardship for many Veterans across the Country in the form of Bankruptcy, Foreclosure and Short Sale. […]
Congress Authorizes New Higher VA Loan Limits for rest of 2012
Congress Authorizes New Higher VA Loan Limits for rest of 2012 VA Loan Limits increased for Remainder of 2012 – up to $1m in California Congress and the President have worked together to authorize the Veterans Administration to increase the 2012 VA Loan Limits for California for the remainder of 2012. The formula for […]
Improved Options for California FHA Streamline Refinances for 2012 available now
Improved Options for California FHA Streamline Refinances for 2012 available now Improved Options for California FHA Streamline Refinances are here. The Whitehouse authorized changes to the FHA Streamline Refinance Program are now available. These FHA Streamline Fee reductions will help many California Homeowners with FHA Loans made prior to June 1, 2009 save hundreds per month. […]