VA Home Loan Benefit info for California Veterans and Active Duty Military
In 2011, California Veterans and CA Active Duty Military Personnel retain access to higher VA guarantee limits than many other states. The higher VA Guarantee allows California Vets the opportunity to purchase a home with zero downpayment up to $625,500 in many Bay Area Counties such as San Francisco, San Mateo, Contra Costa, Marin, and Alameda. Los Angeles VA Loans are available up to $625,500 with no down payment.
We are also able to exceed the VA County VA Loan limit with downpayment of 25% of the difference between your purchase price and the VA loan limit for your area. VanDyk Mortgage is a proud VA Lender serving many states including California and Washington, and more. We are a Direct Lender specializing in VA Loans.
In 2008, the US Congress authorized increases in the VA Loan Benefit by increasing the Entitlement available to Vets in higher cost areas. This allows us to write VA Loans that are guaranteed by the VA up to the full county loan limit with no downpayment for qualified Veterans. These higher VA Loan Limits are currently Authorized through the end of 2011 by Congress.
We have compiled the California VA Loan limits for 2015 by county below.
State County 2015 VA Loan Limit
CA ALAMEDA $625,500
CA ALPINE $463,450
CA AMADOR $417,000
CA BUTTE $417,000
CA CALAVERAS $417,000
CA COLUSA $417,000
CA CONTRA COSTA $625,500
CA DEL NORTE $417,000
CA EL DORADO $474,950
CA FRESNO $417,000
CA GLENN $417,000
CA HUMBOLDT $417,000
CA IMPERIAL $417,000
CA INYO $417,000
CA KERN $417,000
CA KINGS $417,000
CA LAKE $417,000
CA LASSEN $417,000
CA LOS ANGELES $625,500
CA MADERA $417,000
CA MARIN $625,500
\CA MARIPOSA $417,000
CA MENDOCINO $417,000
CA MERCED $417,000
CA MODOC $417,000
CA MONO $529,000
CA MONTEREY $502,550
CA NAPA $615,250
CA NEVADA $477,250
CA ORANGE $625,500
CA PLACER $474,950
CA PLUMAS $417,000
CA RIVERSIDE $417,000
CA SACRAMENTO $474,950
CA SAN BENITO $625,500
CA SAN BERNARDINO $417,000
CA SAN DIEGO $562,350
CA SAN FRANCISCO $625,500
CA SAN JOAQUIN $417,000
CA SAN LUIS OBISPO $561,200
CA SAN MATEO $625,500
CA SANTA BARBARA $625,500
CA SANTA CLARA $625,500
CA SANTA CRUZ $625,500
CA SHASTA $417,000
CA SIERRA $417,000
CA SISKIYOU $417,000
CA SOLANO $417,000
CA SONOMA $520,950
CA STANISLAUS $417,000
CA SUTTER $417,000
CA TEHAMA $417,000
CA TRINITY $417,000
CA TULARE $417,000
CA TUOLUMNE $417,000
CA VENTURA $603,750
CA YOLO $474,950
CA YUBA $417,000
If you need a VA loan for a higher amount than your county loan limit, please call us. We do offer VA loans over the county loan limits for Purchase, Refinance, and VA IRRRL Streamline Refinance (aka VA Streamline). Call Brian Skaar at 760-752-4480 or 866-900-2342 toll free to get started or >>> Get Started here Online <<<
VA loans can be used to purchase condominiums up to your full benefit as well.
If you need a VA loan for a higher amount than your county loan limit, please call us. We do offer VA loans over the county loan limits for VA IRRRL Streamline Refinance (aka VA Streamline), Refinance and Purchase up to $1.5M. Call Brian Skaar at 760-752-4480 to get started.