Kern County VA and VA Jumbo Home Mortgage Loan info – Direct Lender.
VanDyk Mortgage is your local source for VA Loans and VA Jumbo Loans in Kern County, CA. We have been making VA loans since 1987. VanDyk Mortgage is a Direct Lender. We offer VA Loans, VA Jumbo Loans, VA Condo Loans, VA Refinance Loans, VA Jumbo Refinance Loans, VA IRRRL Streamline Loans and VA Jumbo IRRRL Streamline Loans. We offer many loan programs for Kern County Homebuyers and California Veteran Homeowners to Purchase and Refinance their homes.
- VA Loans
- VA Jumbo Loans
- VA Loans for Condo’s
- Purchase, Refinance, Streamline Refinance (IRRRL)
Kern County VA Loans are available up to $417,000 with Zero down payment required. The Kern County VA Loan Limit in 2015 is $417,000. However, Veterans are not limited to the County Loan limit of $417,000 for Kern County VA Jumbo Loans. We also offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%. Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.
If your current VA Loan exceeds the VA County limit, we can help you utilize the VA IRRRL Streamline Refinance, even though your loan amount exceeds the VA County Loan Limit.
VA Home Loans in Kern County, California:
- Active Duty and Veterans can both qualify
- 100% financing up to $417,000
- A $417,000 Kern County VA Home Purchase would only require a $14,500 down payment ( 3.05%) – not including the VA Funding Fee
- A $600,000 Kern VA Home Purchase would only require $45,750 down payment ( 7.63%) – not including the VA Funding Fee
- A $750,000 Kern VA Home or Condominium Purchase would require a $83,250 (11.1 %) not including the VA Funding Fee
- VA Loans require no Mortgage Insurance Zip, Nada, Zilch!
- VA Loans do require a VAFF (VA Funding Fee), which is usually financed
- Veterans with a 10% or higher VA disability rating pay no VA Funding fee
- Sellers can pay up to 4% of the VA Buyers closing costs
- VA Approved Condo’s can utilize VA Loans and VA Jumbo Loans too
VA Loans can be used to purchase multi family 2-4 unit homes (2-unit, 3-unit, 4-unit, Duplex, Triplex, Fourplex). (Refinance also)
We offer VA financing on VA Approved Condo’s. Here is a link to the new Veterans Administration VA Approved Condo Search Engine. Please call us if you have questions or need help with your VA Approved Condo search, we are here to help. We can also assist in getting your VA Condo Approved with the VA.
VanDyk Mortgage has been helping Veterans with VA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender also. We are a VA Lender and VA Jumbo Lender.
Go with the Government Loan Pros, go with VanDyk. Call Brian Skaar at 760-752-4480 for help with your VA loan financing.
We proudly serve Veterans with VA Financing in the following Kern County Cities: Arvin, Bakersfield, California City, Delano, Maricopa, Mcfarland,Ridgecrest, Shafter, Taft, Tehachapi, Sasco and all other areas within Kern county.