California FHA Lender

FHA reduces Mortgage Insurance for California home buyers

FHA reduces California FHA Mortgage Insurance Today the Federal Housing Administration (FHA) announced they are reducing California FHA Mortgage Insurance Premiums by 30 bps beginning March 20, 2023. All FHA Loans endorsed on that date or after will qualify for the reduced premiums.  Endorsed means the process where FHA guarantees the loan for the Lender, […]

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California FHA Loan Down Payment Assistance

California FHA Loan Down Payment Assistance Why do we offer Down Payment Assistance for FHA Loans in California? That answer is simple. Many families and individuals save up money for the down payment on their FHA Loan. Usually 3.5%, the most common down payment for an FHA Loan. The problem is that may not be enough […]

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California FHA Loan Limits for 2015

California FHA Loan Limits for 2015 FHA has re-instanted the HERA FHA Loan Limits called “Permanent High Cost Loan Limits” for the 2014 calendar year.   These were originally authorized in the HERA law passed in the summer of 2009.   The floor FHA Loan Limit for base counties has returned to $271,050, and goes […]

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Improved Options for California FHA Streamline Refinances for 2012 available now

Improved Options for California FHA Streamline Refinances for 2012 available now Improved Options for California FHA Streamline Refinances are here.  The Whitehouse authorized changes to the FHA Streamline Refinance Program  are now available.    These FHA Streamline Fee reductions will help many California Homeowners with FHA Loans made prior to June 1, 2009 save hundreds per month. […]

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GovernmentLoanPros.com Your Source for California VA and FHA Loans

GovernmentLoanPros.com Your Source for California VA & FHA Loans. For many California Families,  our number one dream is owning your own home.   We are here to help you achieve that dream. Whether you want to purchase your first home, a larger home, or refinance your current mortgage,  we are here to help. We are your […]

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