California VA Loans and VA Jumbo Loans – California VA Lender

California VA Loans and VA Jumbo Loans – California VA Lender. VanDyk Mortgage is your source for VA Loans in California.   We have been making VA and VA Jumbo loans since 1987.  VanDyk Mortgage is a Direct Lender.  We offer many loan programs for California Homebuyers and California Homeowners to Purchase and refinance homes.

  • VA Purchase
  • VA Refinance
  • VA Jumbo
  • VA IRRRL Streamline Refinance

California VA Loans are available up to $625,500 with ZERO down payment in many parts of the San Francisco Bay area, and up to $625,500 in Los Angeles and Orange Counties.  The California VA Loan Limit in 2015 is up to $625K.   However, Veterans are not limited to their specific county VA loan limit in California for VA Loans. We also offer VA Jumbo Loans up to $1.5 Million with the appropriate downpayment or equity to reach the VA Guarantee requirements of 25%. Here is an article on how you can get a VanDyk Mortgage VA Loan over your county limit.

We offer VA financing on VA Approved Condo’s. Here is a link to the new Veterans Administration VA Approved Condo Search Engine. Please call us if you have questions or need help with your VA Approved Condo search, we are here to help.

California VA Home Loan information


VA Home Loans in California:


  • Active Duty Military and Veterans can both qualify
  • 100% financing up to $625,500 (select bay area counties)
  • A $825k Los Angeles, California Home Purchase would only require $49,875 down payment (6.045%)
  • VA Loans require no Mortgage Insurance
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability pay no VA Funding fee
  • Sellers can pay up to 4% of the VA Buyers closing costs

VA Loans are available to purchase or refinance Condominiums.  Here is more information on VA Condo Loans for California.

We proudly offer a full array of Government and Conventional loans including FHA, VA, USDA, Conventional, Jumbo, FHA Jumbo, VA Jumbo,VA loans for Condo’s, FHA 203K Rehabilitation Loans, Conventional loans up to 95% ltv, and more.

Serving California Cities: Anaheim, Bakersfield, Chula Vista, Corona, Escondido, Fremont, Fresno, Irvine, Los Angeles, Long Beach, Murrieta, Oakland, Oceanside,  Riverside, Sacramento, San Bernardino, San Diego, San Francisco, San Jose, San Marcos, Santa Ana, Temecula, and all in between.

Our Office also serves Washington State, including Auburn, Bellevue, Bellingham, Bremerton, Edmonds, Everett, Federal Way, Kent, Kirkland, Lacey, Olympia, Puyallup, Redmond, Renton, Seattle, Spokane, Tacoma, Vancouver,and the entire state.


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