Loan App Checklist

Here is a basic checklist to use for preparing your Loan Application:

____ Purchase Agreement – for home purchases

____ Paystubs for most recent 30 days

____ W’2′s for most recent 2 years

____ Federal Income Taxes for most recent 2 years (not required in all cases, but is a good idea to provide upfront)

____ Employment history for most recent 2 years, Employer, address, phone, position

____ Bank Statements for Checking, Savings, Investments, Retirement, etc for most recent 60 days

____ Any large deposits into these accounts will need additional info

____ Info on any Rental Properties you may own – Mortgage, insurance, lease, etc

____ If Retired, Award letters for SSI, Disability, and/or Pension

____ Photo ID and Social Security info

____ Bankruptcies within the last 7 years will require a copy of the discharge

____ Foreclosures within the last 7 years – info on the property

____ Mortgage Statement for home (if refinancing)

____ Homeowners insurance info – Declarations page if Refinance, or contact info if purchasing a home

____ Full residential address history for last 2 years

Please give us a call to see which items you may need for your loan. We are happy to help.