duplexes and 2-unit homes

California FHA Loan Limits for 2015

California FHA Loan Limits for 2015 FHA has re-instanted the HERA FHA Loan Limits called “Permanent High Cost Loan Limits” for the 2014 calendar year.   These were originally authorized in the HERA law passed in the summer of 2009.   The floor FHA Loan Limit for base counties has returned to $271,050, and goes […]

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Enhanced Refinance Options for FHA Streamline Refinances

Enhanced Refinance Options for FHA Streamline Refinances Vastly improved Options for FHA Streamline Refinances are coming.   The US Whitehouse announced today that HUD has authorized changes to the FHA Streamline Refinance Program that will help many Homeowners with FHA Loans made prior to June 1, 2009 save hundreds per month. The options for FHA […]

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VA Refinance Loan costs to go down significantly

VA Refinance Loan costs to go down significantly as the VA Authorizes Huge Opportunity for Veterans to Refinance at lower costs The VA is lowering the VA Funding Fee beginning Nov 17, 2011.  This creates a huge opportunity for Veterans to Refinance using a VA Loan or VA Jumbo Loan at much lower costs.   The […]

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San Mateo County VA and VA Jumbo Home Mortgage Loan info – Direct Lender

San Mateo County VA and VA Jumbo Home Mortgage Loan info – Direct Lender VanDyk Mortgage is your local source for VA Loans and VA Jumbo Loans in San Mateo County, CA.  We have been making VA loans since 1987.   VanDyk Mortgage is a Direct Lender.  We offer VA Loans, VA Jumbo Loans, VA Condo […]

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Alameda County VA and VA Jumbo Home Mortgage Loan info – Direct Lender

Alameda County VA and VA Jumbo Home Mortgage Loan info – Direct Lender. VanDyk Mortgage is your local source for VA Loans and VA Jumbo Loans in Alameda County, CA.  We have been making VA loans since 1987.   VanDyk Mortgage is a Direct Lender.  We offer VA Loans, VA Jumbo Loans, VA Condo Loans, VA […]

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VA Loan Rates & VA Jumbo Loan Rates at all time lows this week

VA Loan Rates & VA Jumbo Loan Rates at all time lows this week.    Urgent VA Rate Alert – Great rates available now on VA Loans, VA Jumbo Loans, VA Streamline IRRRL refinance and VA Jumbo Streamline IRRRL Refinance, VA Cash Out Refinance, and VA Jumbo Cash Out Refinance loans. The turmoil of the Debt Ceiling […]

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Update – Rate Alert for FHA Loans & FHA Jumbo Home Loans – Purchase and Refinance

Update – Rate Alert for FHA Loans & FHA Jumbo Home Loans – Purchase and Refinance –  Rates for FHA & FHA Jumbo Loans for Purchase of a home, Refinance, & FHA Streamline refinances continue at all -time lows this week. The turmoil of the Debt Ceiling Saga in DC along with continued worries about the US […]

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Duplex Financing – 85% Conventional Loan – purchase or refinance a 2- unit with 15% down

conventional financing on Duplexes and 2-units up to 95% loan to value – just 5% down payment required. This is for Owner occupants – you must live in one of the units, but you can rent out the other unit.

Some highlights:

Loan amounts up to $533,850
680 minimum fico score…

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