{"id":42,"date":"2012-04-14T15:50:22","date_gmt":"2012-04-14T15:50:22","guid":{"rendered":"http:\/\/governmentloanpros.com\/san-diego-california\/?page_id=42"},"modified":"2012-04-14T15:50:22","modified_gmt":"2012-04-14T15:50:22","slug":"va-condo-loans","status":"publish","type":"page","link":"https:\/\/governmentloanpros.com\/san-diego-california\/va-condo-loans\/","title":{"rendered":"VA Condo Loans"},"content":{"rendered":"<p><strong>VA Loans for San Diego Condo&#8217;s \u2013 Purchase and Refinance.\u00a0\u00a0 <\/strong><\/p>\n<p>We offer VA Loans and VA Jumbo Loans for the purchase or refinance of San Diego Condo&#8217;s, Townhomes, Row Homes, \u00a0and Condominiums.<\/p>\n<p>It can be challenging to purchase condo&#8217;s with FHA or Conventional loans. However VA offers Veterans many benefits and advantages when financing a Condo.<\/p>\n<p>Here are some of the benefits of VA Loans for San Diego Condo\u2019s:<\/p>\n<ul>\n<li>\u00a0100% Financing up to $484K<\/li>\n<li>100% VA Jumbo Financing up to $690,000 with VA Jumbo Loan<\/li>\n<li>You can exceed $690,000 with a down payment or equity in San Diego &#8211; see below for details<\/li>\n<li>No PMI, MIP, or Mortgage Insurance required<\/li>\n<li>VA and VA Jumbo Loans available for VA Condo purchase and refinance<\/li>\n<li>Veterans with a 10% or higher VA Disability are Exempt from the VA Funding Fee<\/li>\n<li>VA Loans are more flexible after Bankruptcy, Foreclosure, and Shortsale, as little as 2 years out.<\/li>\n<li>Our VA Loans after Short Sale require no waiting period if not late on Mortgage at time of Short Sale on Conventional or FHA Loan<\/li>\n<\/ul>\n<p>The first step is to determine if the condo qualifies for our VA Condo Loan. To qualify, the condo must be on the VA Approved Condo list, which includes many existing complexes. You can search here for\u00a0<a href=\"https:\/\/lgy.va.gov\/lgyhub\/condo-report\" target=\"_blank\" rel=\"noopener\">VA Approved Condos<\/a>\u00a0. \u00a0We are also here to help, simply call us so we can help research the Condo&#8217;s Eligibility for a VA Loan. We also offer assistance in getting Condo&#8217;s Approved for VA Financing, Call for details.<\/p>\n<p><strong>VanDyk Mortgage offers 100% VA financing <\/strong>on San Diego Condos with VA Loans up to $484,350 and we also offer 100% VA Jumbo Loans for Condo&#8217;s up to $690,000, the San Diego County VA Loan Limit for 2019.<\/p>\n<p>We also offer VA Loans over the 2019 San Diego VA Loan Limit, with a corresponding down payment or equity of 25% of the amount over $690,000. \u00a0We offer VA and VA Jumbo Loans for\u00a0 Purchase, Refinance, and the popular VA IRRRL, or VA Streamline Refinance.\u00a0 We make VA Loans up to $1.5M.<\/p>\n<p>Note &#8211; VA Flip rule: \u00a0we do not require the seller to hold the property for 90 days prior to sale like many other lenders. If the seller of record on the day of the purchase agreement matches, that fits within our rules. Another name for this is the Flip Rule, or VA Flip Rule, where many banks require a seller to be on Title for 90 days minimum, we only require 1 day.<\/p>\n<p>We offer VA Loans for Condo&#8217;s throughout California &amp; Washington state. Condo&#8217;s in cities like\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1674141\/san-francisco-va-condo-loans-va-loans-to-buy-or-refinance-condo-s-and-condominiums-in-san-francisco\">San Francisco<\/a>,\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1674151\/oakland-va-condo-loans-va-loans-to-buy-or-refinance-condo-s-and-condominiums-in-oakland\">Oakland<\/a>,\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1674154\/fremont-va-condo-loans-va-loans-to-buy-or-refinance-condo-s-and-condominiums-in-fremont-\">Fremont,<\/a>\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1668972\/los-angeles-va-condo-loans-va-loans-to-buy-or-refinance-condo-s-and-condominiums-in-los-angeles\">Los Angeles<\/a>,\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1668984\/long-beach-va-condo-loans-va-loans-to-buy-or-refinance-condo-s-and-condominiums-in-long-beach-\">Long Beach<\/a>,\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1668956\/va-condo-loans-san-diego\">San Diego<\/a>, San Jose,\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1668992\/seattle-va-condo-loans-va-loans-to-buy-or-refinance-condo-s-and-condominiums-in-seattle\">Seattle<\/a>,\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1668999\/tacoma-va-condo-loans-va-loans-to-buy-or-refinance-condo-s-and-condominiums-in-tacoma-\">Tacoma<\/a>,\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1674162\/bellevue-va-condo-loans-va-loans-to-buy-or-refinance-condo-s-and-condominiums-in-bellevue-\">Bellevue<\/a>,\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1674157\/oceanside-va-condo-loans-va-loans-to-buy-or-refinance-condo-s-and-condominiums-in-oceanside-\">Oceanside<\/a>, Santa Monica, and Irvine can qualify for VA Condo Loans.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>VA Loans for San Diego Condo&#8217;s \u2013 Purchase and Refinance.\u00a0\u00a0 We offer VA Loans and VA Jumbo Loans for the purchase or refinance of San Diego Condo&#8217;s, Townhomes, Row Homes, \u00a0and Condominiums. It can be challenging to purchase condo&#8217;s with FHA or Conventional loans. However VA offers Veterans many benefits and advantages when financing a [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.2 (Yoast SEO v22.2) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>VA Condo Loans - San Diego Government Loan Pros<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/governmentloanpros.com\/san-diego-california\/va-condo-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"VA Condo Loans\" \/>\n<meta property=\"og:description\" content=\"VA Loans for San Diego Condo&#8217;s \u2013 Purchase and Refinance.\u00a0\u00a0 We offer VA Loans and VA Jumbo Loans for the purchase or refinance of San Diego Condo&#8217;s, Townhomes, Row Homes, \u00a0and Condominiums. 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