{"id":542,"date":"2011-05-26T18:30:37","date_gmt":"2011-05-26T18:30:37","guid":{"rendered":"http:\/\/realestatemarbles.com\/governmentloanpros\/?p=542"},"modified":"2011-05-26T18:30:37","modified_gmt":"2011-05-26T18:30:37","slug":"california-conforming-loans-with-3-down-payment-97-conventional-financing-option","status":"publish","type":"post","link":"https:\/\/governmentloanpros.com\/california\/california-conforming-loans-with-3-down-payment-97-conventional-financing-option\/","title":{"rendered":"California Conforming Loans with 3% down payment – 97% conventional financing option"},"content":{"rendered":"

California Conforming Loans with 3% down payment – 97% conventional financing option<\/strong><\/p>\n

VanDyk Mortgage offers Conventional Purchase\u00a0and Refinance loans up to $417,000 with just a 3% down payment or equity.\u00a0\u00a0 Here are some basic details:<\/p>\n

California and Washington state are now eligible for our Conventional Fannie Mae Loans up to 97% Loan to Value – Only 3% down payment is required. We do not consider CA or WA declining markets, so we are able to offer these enhance financing options for Conventional loans.<\/p>\n

Minimum credit score = 680<\/p>\n

Maximum Debt Ratio = 45%<\/p>\n

Condo’s OK to 95<\/a>%! \u00a0\u00a0Info on our 95% conventional loan.<\/a> The 5% down option allows for lower fico score (to 660) and higher Debt Ratios.<\/p>\n

Loan amounts up to $417,000 (that would be a purchase price up to $429,900 with 3% down).<\/p>\n

If you don’t have a 720 middle score, or have a slightly higher debt ratio, we can alao help with our FHA Loans. If your purchase price is higher than $429K, FHA Jumbo may be able to help as well.<\/p>\n

Give us a call to get started – 760-752-4480. Ask for Brian Skaar.<\/p>\n

CA, Direct Lender, Conventional, Conforming, 97, 3 percent, 97 percent, low down<\/p>\n

\n
\n

 <\/p>\n

We proudly offer a full array of\u00a0Government and Conventional loans including\u00a0FHA,\u00a0VA,\u00a0USDA, Conventional, Jumbo,\u00a0FHA Jumbo,\u00a0VA Jumbo,VA loans for Condo’s,\u00a0FHA 203K Rehabilitation Loans,\u00a0Conventional loans up to 95% ltv, and more.<\/p>\n

Serving\u00a0California Cities:\u00a0Anaheim,\u00a0Bakersfield,\u00a0Chula Vista,\u00a0Corona,\u00a0Escondido,\u00a0Fremont,\u00a0Fresno,\u00a0Irvine,\u00a0Los Angeles,\u00a0Long Beach,\u00a0Murrieta,Oakland,\u00a0Oceanside,\u00a0Riverside, Sacramento, San Bernardino,\u00a0San Diego,\u00a0San Francisco,\u00a0San Jose,\u00a0San Marcos,\u00a0Santa Ana,\u00a0Temecula, and all in between.<\/p>\n

Our Office also serves\u00a0Washington State, including\u00a0Auburn,\u00a0Bellevue, Bellingham, Bremerton, Edmonds,\u00a0Everett, Federal Way, Kent, Kirkland, Lacey, Olympia, Puyallup, Redmond, Renton,\u00a0Seattle,\u00a0Spokane,\u00a0Tacoma, Vancouver,and the entire state.<\/p>\n<\/div>\n

\u00a0<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Conventional Purchase and Refiannce loans up to $417,000 with just a 3% down payment or equity. Here are some basic details:<\/p>\n

California and Washington state are now eligible for…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,5],"tags":[135,142,151,161,165,172,189,191,227,238,243,246,267,292,326,350,359,402,405,443,451,462,464,480,481,525,541,550,569,584,598,602,618,635,638,659,685,699,703,704,757,777,781,793],"yoast_head":"\nCalifornia Conforming Loans with 3% down payment - 97% conventional financing option - California Government Loan Pros - VA, FHA, USDA Loans<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/governmentloanpros.com\/california\/california-conforming-loans-with-3-down-payment-97-conventional-financing-option\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"California Conforming Loans with 3% down payment - 97% conventional financing option\" \/>\n<meta property=\"og:description\" content=\"Conventional Purchase and Refiannce loans up to $417,000 with just a 3% down payment or equity. Here are some basic details: California and Washington state are now eligible for...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/governmentloanpros.com\/california\/california-conforming-loans-with-3-down-payment-97-conventional-financing-option\/\" \/>\n<meta property=\"og:site_name\" content=\"California Government Loan Pros - VA, FHA, USDA Loans\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/BrianSkaarHomeLoans\/\" \/>\n<meta property=\"article:published_time\" content=\"2011-05-26T18:30:37+00:00\" \/>\n<meta name=\"author\" content=\"bskaars\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"bskaars\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/governmentloanpros.com\/california\/california-conforming-loans-with-3-down-payment-97-conventional-financing-option\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/governmentloanpros.com\/california\/california-conforming-loans-with-3-down-payment-97-conventional-financing-option\/\"},\"author\":{\"name\":\"bskaars\",\"@id\":\"https:\/\/governmentloanpros.com\/california\/#\/schema\/person\/36c95bf8497df4d6ab461289d0abaa36\"},\"headline\":\"California Conforming Loans with 3% down payment – 97% conventional financing option\",\"datePublished\":\"2011-05-26T18:30:37+00:00\",\"dateModified\":\"2011-05-26T18:30:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/governmentloanpros.com\/california\/california-conforming-loans-with-3-down-payment-97-conventional-financing-option\/\"},\"wordCount\":296,\"publisher\":{\"@id\":\"https:\/\/governmentloanpros.com\/california\/#\/schema\/person\/28461889d697dcb4879bead331a976e7\"},\"keywords\":[\"3%\",\"97%\",\"Anaheim\",\"Bakersfield\",\"Bay Area\",\"Bellingham\",\"CA\",\"california\",\"Chula Vista\",\"Conforming\",\"Conventional\",\"Corona\",\"Daly City\",\"Escondido\",\"Fresno\",\"Huntington Beach\",\"Irvine\",\"Long Beach\",\"Los Angeles\",\"Monterey\",\"Murrieta\",\"Oakland\",\"Oceanside\",\"Orange\",\"Orange County\",\"Purchase\",\"Refinance\",\"Riverside\",\"Sacramento\",\"San Bernardino\",\"San Bruno\",\"San Diego\",\"San Francisco\",\"San Jose\",\"San Marcos\",\"Santa Ana\",\"Seattle\",\"Spokane\",\"Tacoma\",\"Temecula\",\"Ventura\",\"WA\",\"washington\",\"Yakima\"],\"articleSection\":[\"3% down conventional loan - California\",\"97% Conventional Loan\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/governmentloanpros.com\/california\/california-conforming-loans-with-3-down-payment-97-conventional-financing-option\/\",\"url\":\"https:\/\/governmentloanpros.com\/california\/california-conforming-loans-with-3-down-payment-97-conventional-financing-option\/\",\"name\":\"California Conforming Loans with 3% down payment - 97% conventional financing option - California Government Loan Pros - VA, FHA, USDA Loans\",\"isPartOf\":{\"@id\":\"https:\/\/governmentloanpros.com\/california\/#website\"},\"datePublished\":\"2011-05-26T18:30:37+00:00\",\"dateModified\":\"2011-05-26T18:30:37+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/governmentloanpros.com\/california\/california-conforming-loans-with-3-down-payment-97-conventional-financing-option\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/governmentloanpros.com\/california\/california-conforming-loans-with-3-down-payment-97-conventional-financing-option\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/governmentloanpros.com\/california\/california-conforming-loans-with-3-down-payment-97-conventional-financing-option\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/governmentloanpros.com\/california\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"California Conforming Loans with 3% down payment – 97% conventional financing option\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/governmentloanpros.com\/california\/#website\",\"url\":\"https:\/\/governmentloanpros.com\/california\/\",\"name\":\"California Government Loan Pros - VA, FHA, USDA Loans\",\"description\":\"VanDyk Mortgage - Your source for VA, FHA, USDA, and First Time Homebuyer Loans\",\"publisher\":{\"@id\":\"https:\/\/governmentloanpros.com\/california\/#\/schema\/person\/28461889d697dcb4879bead331a976e7\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/governmentloanpros.com\/california\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":[\"Person\",\"Organization\"],\"@id\":\"https:\/\/governmentloanpros.com\/california\/#\/schema\/person\/28461889d697dcb4879bead331a976e7\",\"name\":\"bskaar\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/governmentloanpros.com\/california\/#\/schema\/person\/image\/\",\"url\":\"http:\/\/governmentloanpros.com\/wp-content\/uploads\/2022\/07\/profile-pic-3.jpg\",\"contentUrl\":\"http:\/\/governmentloanpros.com\/wp-content\/uploads\/2022\/07\/profile-pic-3.jpg\",\"width\":664,\"height\":1104,\"caption\":\"bskaar\"},\"logo\":{\"@id\":\"https:\/\/governmentloanpros.com\/california\/#\/schema\/person\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/BrianSkaarHomeLoans\/\",\"https:\/\/www.linkedin.com\/in\/brianskaar\/\"],\"jobTitle\":\"Branch Manager\",\"worksFor\":\"VanDyk Mortgage Corp\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/governmentloanpros.com\/california\/#\/schema\/person\/36c95bf8497df4d6ab461289d0abaa36\",\"name\":\"bskaars\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/governmentloanpros.com\/california\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/2a96ac755ba1a66da69f633e7c0492ca?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/2a96ac755ba1a66da69f633e7c0492ca?s=96&d=mm&r=g\",\"caption\":\"bskaars\"},\"sameAs\":[\"http:\/\/governmentloanpros.com\"],\"url\":\"https:\/\/governmentloanpros.com\/california\/author\/bskaars\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"California Conforming Loans with 3% down payment - 97% conventional financing option - California Government Loan Pros - VA, FHA, USDA Loans","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/governmentloanpros.com\/california\/california-conforming-loans-with-3-down-payment-97-conventional-financing-option\/","og_locale":"en_US","og_type":"article","og_title":"California Conforming Loans with 3% down payment - 97% conventional financing option","og_description":"Conventional Purchase and Refiannce loans up to $417,000 with just a 3% down payment or equity. Here are some basic details: California and Washington state are now eligible for...","og_url":"https:\/\/governmentloanpros.com\/california\/california-conforming-loans-with-3-down-payment-97-conventional-financing-option\/","og_site_name":"California Government Loan Pros - VA, FHA, USDA Loans","article_publisher":"https:\/\/www.facebook.com\/BrianSkaarHomeLoans\/","article_published_time":"2011-05-26T18:30:37+00:00","author":"bskaars","twitter_card":"summary_large_image","twitter_misc":{"Written by":"bskaars","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/governmentloanpros.com\/california\/california-conforming-loans-with-3-down-payment-97-conventional-financing-option\/#article","isPartOf":{"@id":"https:\/\/governmentloanpros.com\/california\/california-conforming-loans-with-3-down-payment-97-conventional-financing-option\/"},"author":{"name":"bskaars","@id":"https:\/\/governmentloanpros.com\/california\/#\/schema\/person\/36c95bf8497df4d6ab461289d0abaa36"},"headline":"California Conforming Loans with 3% down payment – 97% conventional financing option","datePublished":"2011-05-26T18:30:37+00:00","dateModified":"2011-05-26T18:30:37+00:00","mainEntityOfPage":{"@id":"https:\/\/governmentloanpros.com\/california\/california-conforming-loans-with-3-down-payment-97-conventional-financing-option\/"},"wordCount":296,"publisher":{"@id":"https:\/\/governmentloanpros.com\/california\/#\/schema\/person\/28461889d697dcb4879bead331a976e7"},"keywords":["3%","97%","Anaheim","Bakersfield","Bay Area","Bellingham","CA","california","Chula Vista","Conforming","Conventional","Corona","Daly City","Escondido","Fresno","Huntington Beach","Irvine","Long Beach","Los Angeles","Monterey","Murrieta","Oakland","Oceanside","Orange","Orange County","Purchase","Refinance","Riverside","Sacramento","San Bernardino","San Bruno","San Diego","San Francisco","San Jose","San Marcos","Santa Ana","Seattle","Spokane","Tacoma","Temecula","Ventura","WA","washington","Yakima"],"articleSection":["3% down conventional loan - California","97% Conventional Loan"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/governmentloanpros.com\/california\/california-conforming-loans-with-3-down-payment-97-conventional-financing-option\/","url":"https:\/\/governmentloanpros.com\/california\/california-conforming-loans-with-3-down-payment-97-conventional-financing-option\/","name":"California Conforming Loans with 3% down payment - 97% conventional financing option - California Government Loan Pros - VA, FHA, USDA Loans","isPartOf":{"@id":"https:\/\/governmentloanpros.com\/california\/#website"},"datePublished":"2011-05-26T18:30:37+00:00","dateModified":"2011-05-26T18:30:37+00:00","breadcrumb":{"@id":"https:\/\/governmentloanpros.com\/california\/california-conforming-loans-with-3-down-payment-97-conventional-financing-option\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/governmentloanpros.com\/california\/california-conforming-loans-with-3-down-payment-97-conventional-financing-option\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/governmentloanpros.com\/california\/california-conforming-loans-with-3-down-payment-97-conventional-financing-option\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/governmentloanpros.com\/california\/"},{"@type":"ListItem","position":2,"name":"California Conforming Loans with 3% down payment – 97% conventional financing option"}]},{"@type":"WebSite","@id":"https:\/\/governmentloanpros.com\/california\/#website","url":"https:\/\/governmentloanpros.com\/california\/","name":"California Government Loan Pros - VA, FHA, USDA Loans","description":"VanDyk Mortgage - Your source for VA, FHA, USDA, and First Time Homebuyer Loans","publisher":{"@id":"https:\/\/governmentloanpros.com\/california\/#\/schema\/person\/28461889d697dcb4879bead331a976e7"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/governmentloanpros.com\/california\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":["Person","Organization"],"@id":"https:\/\/governmentloanpros.com\/california\/#\/schema\/person\/28461889d697dcb4879bead331a976e7","name":"bskaar","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/governmentloanpros.com\/california\/#\/schema\/person\/image\/","url":"http:\/\/governmentloanpros.com\/wp-content\/uploads\/2022\/07\/profile-pic-3.jpg","contentUrl":"http:\/\/governmentloanpros.com\/wp-content\/uploads\/2022\/07\/profile-pic-3.jpg","width":664,"height":1104,"caption":"bskaar"},"logo":{"@id":"https:\/\/governmentloanpros.com\/california\/#\/schema\/person\/image\/"},"sameAs":["https:\/\/www.facebook.com\/BrianSkaarHomeLoans\/","https:\/\/www.linkedin.com\/in\/brianskaar\/"],"jobTitle":"Branch Manager","worksFor":"VanDyk Mortgage Corp"},{"@type":"Person","@id":"https:\/\/governmentloanpros.com\/california\/#\/schema\/person\/36c95bf8497df4d6ab461289d0abaa36","name":"bskaars","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/governmentloanpros.com\/california\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/2a96ac755ba1a66da69f633e7c0492ca?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/2a96ac755ba1a66da69f633e7c0492ca?s=96&d=mm&r=g","caption":"bskaars"},"sameAs":["http:\/\/governmentloanpros.com"],"url":"https:\/\/governmentloanpros.com\/california\/author\/bskaars\/"}]}},"_links":{"self":[{"href":"https:\/\/governmentloanpros.com\/california\/wp-json\/wp\/v2\/posts\/542"}],"collection":[{"href":"https:\/\/governmentloanpros.com\/california\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/governmentloanpros.com\/california\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/governmentloanpros.com\/california\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/governmentloanpros.com\/california\/wp-json\/wp\/v2\/comments?post=542"}],"version-history":[{"count":0,"href":"https:\/\/governmentloanpros.com\/california\/wp-json\/wp\/v2\/posts\/542\/revisions"}],"wp:attachment":[{"href":"https:\/\/governmentloanpros.com\/california\/wp-json\/wp\/v2\/media?parent=542"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/governmentloanpros.com\/california\/wp-json\/wp\/v2\/categories?post=542"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/governmentloanpros.com\/california\/wp-json\/wp\/v2\/tags?post=542"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}