{"id":542,"date":"2011-05-26T18:30:37","date_gmt":"2011-05-26T18:30:37","guid":{"rendered":"http:\/\/realestatemarbles.com\/governmentloanpros\/?p=542"},"modified":"2011-05-26T18:30:37","modified_gmt":"2011-05-26T18:30:37","slug":"california-conforming-loans-with-3-down-payment-97-conventional-financing-option","status":"publish","type":"post","link":"https:\/\/governmentloanpros.com\/california\/california-conforming-loans-with-3-down-payment-97-conventional-financing-option\/","title":{"rendered":"California Conforming Loans with 3% down payment – 97% conventional financing option"},"content":{"rendered":"
California Conforming Loans with 3% down payment – 97% conventional financing option<\/strong><\/p>\n VanDyk Mortgage offers Conventional Purchase\u00a0and Refinance loans up to $417,000 with just a 3% down payment or equity.\u00a0\u00a0 Here are some basic details:<\/p>\n California and Washington state are now eligible for our Conventional Fannie Mae Loans up to 97% Loan to Value – Only 3% down payment is required. We do not consider CA or WA declining markets, so we are able to offer these enhance financing options for Conventional loans.<\/p>\n Minimum credit score = 680<\/p>\n Maximum Debt Ratio = 45%<\/p>\n Condo’s OK to 95<\/a>%! \u00a0\u00a0Info on our 95% conventional loan.<\/a> The 5% down option allows for lower fico score (to 660) and higher Debt Ratios.<\/p>\n Loan amounts up to $417,000 (that would be a purchase price up to $429,900 with 3% down).<\/p>\n If you don’t have a 720 middle score, or have a slightly higher debt ratio, we can alao help with our FHA Loans. If your purchase price is higher than $429K, FHA Jumbo may be able to help as well.<\/p>\n Give us a call to get started – 760-752-4480. Ask for Brian Skaar.<\/p>\n CA, Direct Lender, Conventional, Conforming, 97, 3 percent, 97 percent, low down<\/p>\n <\/p>\n We proudly offer a full array of\u00a0Government and Conventional loans including\u00a0FHA,\u00a0VA,\u00a0USDA, Conventional, Jumbo,\u00a0FHA Jumbo,\u00a0VA Jumbo,VA loans for Condo’s,\u00a0FHA 203K Rehabilitation Loans,\u00a0Conventional loans up to 95% ltv, and more.<\/p>\n Serving\u00a0California Cities:\u00a0Anaheim,\u00a0Bakersfield,\u00a0Chula Vista,\u00a0Corona,\u00a0Escondido,\u00a0Fremont,\u00a0Fresno,\u00a0Irvine,\u00a0Los Angeles,\u00a0Long Beach,\u00a0Murrieta,Oakland,\u00a0Oceanside,\u00a0Riverside, Sacramento, San Bernardino,\u00a0San Diego,\u00a0San Francisco,\u00a0San Jose,\u00a0San Marcos,\u00a0Santa Ana,\u00a0Temecula, and all in between.<\/p>\n Our Office also serves\u00a0Washington State, including\u00a0Auburn,\u00a0Bellevue, Bellingham, Bremerton, Edmonds,\u00a0Everett, Federal Way, Kent, Kirkland, Lacey, Olympia, Puyallup, Redmond, Renton,\u00a0Seattle,\u00a0Spokane,\u00a0Tacoma, Vancouver,and the entire state.<\/p>\n<\/div>\n