{"id":535,"date":"2011-05-08T23:25:06","date_gmt":"2011-05-08T23:25:06","guid":{"rendered":"http:\/\/realestatemarbles.com\/governmentloanpros\/?p=535"},"modified":"2011-05-08T23:25:06","modified_gmt":"2011-05-08T23:25:06","slug":"utlizing-your-va-home-loan-benefit-in-los-angeles-part-1-purchase-a-home","status":"publish","type":"post","link":"https:\/\/governmentloanpros.com\/california\/utlizing-your-va-home-loan-benefit-in-los-angeles-part-1-purchase-a-home\/","title":{"rendered":"Utlizing your VA Home Loan Benefit in Los Angeles, part 1 &#8211; Purchase a home"},"content":{"rendered":"<div>\n<div>\n<p><span style=\"color: #000000\"><strong>Utlizing your VA Home Loan Benefit in Los Angeles, part 1 &#8211; Purchase a home<\/strong><\/span><\/p>\n<p>The VA Home Loan benefit is a great opportunity for Los Angeles Veterans and LA county Active Duty Military to purchase a LA home or condo. We thought it would be a good idea to quickly review the benefits of VA Loans, and a few ways to use them to your benefit.<\/p>\n<p>VA Loans require zero down payment up to $625,500 in Los Angeles, throughout Los Angeles County.<\/p>\n<ul>\n<li>VA Loans &#8211; zero down payment required up to $417,000<\/li>\n<li>VA Jumbo Loans &#8211; zero down payment required up to $625,500 in LA (aka VA High Balance)<\/li>\n<li>VA Jumbo Loans up to $1.5M (with down payment)<\/li>\n<\/ul>\n<p>Los Angeles VA Loans are available up to $625,500 with zero down payment required. The Los Angeles VA Loan Limit in 2015 is $625k.\u00a0<strong>However,<\/strong><em><strong>Veterans are not limited to the Los Angeles Loan limit<\/strong><\/em><strong> of $625,500 for VanDyk VA Loans. <\/strong>We offer VA Jumbo Loans up to $1.5 Million with the appropriate downpayment or equity to reach the VA Guarantee requirements of 25% of the loan amount. Here is one of our posts on how you can get a VanDyk Mortgage\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1050991\/va-myth-va-loans-are-only-available-to-417k\">VA Loan over your county limit<\/a>.<\/p>\n<p>Here are a few ways to use your VA home loan Benefit in Los Angeles to purchase a home:<\/p>\n<ul>\n<li>VA Loan to Purchase a single family home up to $417K with zero down payment and no MI<\/li>\n<li>VA Jumbo Loan to Purchase a home up to $625,500 with zero down payment and no MI<\/li>\n<li>VA Loan to purchase a Condo in Los Angeles &#8211; up to $417K with zero down payment or MI<\/li>\n<li>VA Jumbo Loan to purchase a Condo in Los Angeles &#8211; up to $625,500 with zero down payment and no MI required.<\/li>\n<li>VA Jumbo Loan to purchase a $725,000 home in Los Angeles with just a $24,875 down payment required (3.431%)<\/li>\n<li>VA Jumbo loan to purchase a $825,000 home with just $49,875 (6.045%) down payment in Los Angeles<\/li>\n<li>VA Jumbo loan to purchase a $1.25M Los Angeles home with just $156,125 (12.49%) down payment<\/li>\n<\/ul>\n<div>VA Jumbo Loan rates are currently at the lowest 30 year fixed rates on Record (call for actual rates, they will shock you). VA Jumbo&#8217;s are available up to $1.5M in Los Angeles with a suitable combination of Equity and guarantee. Check out some\u00a0<a title=\"actual VA jumbo purchase scenarios - California high balance VA Loans\" href=\"http:\/\/activerain.com\/blogsview\/1825180\/va-jumbo-purchase-loans-filling-in-the-gaps-that-conventional-loan-don-t-serve\" target=\"_blank\" rel=\"noopener\">actual VA Jumbo Loan Purchase scenario&#8217;s<\/a> here.<\/div>\n<p><strong>VA Home Loan info for Los Angeles, California:<\/strong><\/p>\n<ul>\n<li>Active Duty Military and Veterans can both qualify<\/li>\n<li>100% financing up to $625,500<\/li>\n<li>Available up to $1.5M with suitable downpayment\/Equity in home<\/li>\n<li>VA Loans require no Mortgage Insurance<\/li>\n<li>VA Loans do require a VAFF (VA Funding Fee), which is usually financed<\/li>\n<li>Veterans with a 10% or higher VA disability pay no VA Funding fee<\/li>\n<li>VA Loans are not just for first time homebuyers<\/li>\n<li>VA Jumbo Loans are offered at competitive rates that will surprise you, in a good way.<\/li>\n<li>Sellers can pay up to 4% of the VA Buyers closing costs<\/li>\n<li>VA Loans can be used to purchase VA Approved Condominiums with zero down<\/li>\n<\/ul>\n<p>VanDyk is your source for\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1643606\/va-condo-loans-va-loans-to-buy-or-refinance-condos-condominiums\" target=\"_blank\" rel=\"noopener\">VA backed Condo loans<\/a>. We also do not have a waiting period for &#8220;flips&#8221;. This is often called the Flip Rule or\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1643597\/va-flip-rule-1-day-ok\" target=\"_blank\" rel=\"noopener\">VA Flip Rule<\/a>. VanDyk does not require the seller of a property to wait 90 days before allowing a VA buyer to purchase the property, only 1 day.<\/p>\n<p>VanDyk Mortgage is a Proud VA Direct Lender. VanDyk Mortgage has been making FHA &amp; VA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Call Brian Skaar direct at 760-752-4480 for help with your VA or FHA loan.<\/p>\n<p>Go with the Government Loan Pros, go with VanDyk. \u00a0<a href=\"http:\/\/governmentloanpros.com\/california\/get-started-here\/\" target=\"_blank\" rel=\"noopener\">Get Started Here<\/a> or\u00a0or call Brian Skaar direct at 866-900-2342 for help with your VA loan. We serve the entire state of California plus Washington state, including:<a href=\"http:\/\/www.brianskaar.com\/California-southern-Residential-Real-Estate-Loan-Lender\/\">California<\/a>,<a href=\"http:\/\/www.brianskaar.com\/California-southern-Residential-Real-Estate-Loan-Lender\/\">Southern California<\/a>,\u00a0<a href=\"http:\/\/www.brianskaar.com\/SanFranciscoSanFranciscoCountyExperts\">Los Angeles<\/a>,\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1582582\/san-diego-va-loans-and-fha-home-mortgage-loans-vandyk-mortgage-california-va-lender-fha-lender\">San Diego<\/a>,\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1582597\/san-jose-va-loans-and-fha-home-mortgage-loans-vandyk-mortgage-california-va-lender-fha-lender-\">San Jose<\/a>,\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1582662\/san-francisco-va-loans-and-fha-home-mortgage-loans-vandyk-mortgage-california-va-lender-fha-lender-\">San Francisco<\/a>, Santa Monica, Pasadena, Brea, Diamond, Long beach, Huntington beach, Irvine, Costa Mesa, Hollywood, North Hollywood, San Mateo, Ventura, Riverside, Oakland, Fremont, Sunnyvale, Santa maria,\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1582479\/oceanside-va-loans-and-fha-home-mortgage-loans-vandyk-mortgage-va-lender-fha-lender-conforming-lender-jumbo-lender\">Oceanside<\/a>, Vista, Escondido, Los Angeles,\u00a0<a href=\"http:\/\/www.brianskaar.com\/Murrieta-CA-California-FHA-VA-Conf-Jumbo-Loan-Lender-refinance-purchase-reverse-home-loan-mortgage\">Murrieta<\/a>,\u00a0<a href=\"http:\/\/www.brianskaar.com\/Temecula-CA-California-FHA-VA-Conf-Jumbo-Loan-Lender-refinance-purchase-reverse-home-loan-mortgage\">Temecula<\/a>, Corona, Riverside, Rancho Bernardo, Poway, San Marcos, Carmel, Monterey, Santa Barbara, Santa Cruz, and all areas in between.<\/p>\n<p>Check out part two of our series: \u00a0<a title=\"VA Jumbo Lender, Los Angeles, VA Loan California, VA Jumbo refinance\" href=\"http:\/\/activerain.com\/blogsview\/1825110\/using-your-va-home-loan-benefit-in-los-angeles-part-2-refinance-your-home-with-a-va-loan\" target=\"_blank\" rel=\"noopener\">how to use your VA benefit to Refinance in Los Angeles<\/a><\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The VA Home Loan benefit is a great opportunity for Los Angeles Veterans and LA county Active Duty Military to purchase a LA home or condo. We thought it would be a good idea to quickly review the benefits of VA Loans, and a few ways to use them to your benefit.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[54,120],"tags":[132,134,137,161,165,172,191,275,280,292,323,326,402,405,443,462,464,550,584,602,618,635,685,699,703,710,729,732,737,743,757,781,793],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.2 (Yoast SEO v22.2) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Utlizing your VA Home Loan Benefit in Los Angeles, part 1 - Purchase a home - California Government Loan Pros - VA, FHA, USDA Loans<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/governmentloanpros.com\/california\/utlizing-your-va-home-loan-benefit-in-los-angeles-part-1-purchase-a-home\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Utlizing your VA Home Loan Benefit in Los Angeles, part 1 - Purchase a home\" \/>\n<meta property=\"og:description\" content=\"The VA Home Loan benefit is a great opportunity for Los Angeles Veterans and LA county Active Duty Military to purchase a LA home or condo. 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