{"id":384,"date":"2011-04-14T02:44:00","date_gmt":"2011-04-14T02:44:00","guid":{"rendered":"http:\/\/realestatemarbles.com\/governmentloanpros\/2011\/04\/14\/conventional-loans-with-5-down-payment-in-california-95-financing-options-2\/"},"modified":"2011-04-14T02:44:00","modified_gmt":"2011-04-14T02:44:00","slug":"conventional-loans-with-5-down-payment-in-california-95-financing-options-2","status":"publish","type":"post","link":"https:\/\/governmentloanpros.com\/california\/conventional-loans-with-5-down-payment-in-california-95-financing-options-2\/","title":{"rendered":"Conventional Loans &#8211; 5% down payment available in California &#8211; 95% financing options"},"content":{"rendered":"<p><span style=\"font-family: Times, 'Times New Roman', serif;font-size: large\"><strong>Conventional Loans &#8211; 5% down payment available in California &#8211; 95% financing options<br \/>\n<\/strong><\/span><\/p>\n<p><span style=\"font-family: Times, 'Times New Roman', serif;font-size: large\"><strong><span style=\"font-family: Times, 'Times New Roman', serif;font-weight: normal\">VanDyk Mortgage offers Conventional Purchase loans up to $417,000 with just a 5% down payment. \u00a0 \u00a0We also offer Conventional Refinance loans up to 95%.<\/span><\/strong><\/span><\/p>\n<div>\n<p><span style=\"font-family: Times, 'Times New Roman', serif;font-size: large\">Here are some basic details:<\/span><\/p>\n<\/div>\n<div>\n<p><span style=\"font-family: Times, 'Times New Roman', serif;font-size: large\">California and Washington state are now eligible for our Conventional Fannie Mae Loans up to 95% Loan to Value &#8211; Only 5% down payment is required.\u00a0\u00a0 We do not consider CA a declining market, so we are able to offer these enhanced financing options for Conventional loans.<\/span><\/p>\n<\/div>\n<ul>\n<li><span style=\"font-family: Times, 'Times New Roman', serif;font-size: large\">Minimum credit score = 620<\/span><\/li>\n<li><span style=\"font-family: Times, 'Times New Roman', serif;font-size: large\">Maximum Debt Ratio = 45% \u00a0 <\/span><\/li>\n<li><span style=\"font-family: Times, 'Times New Roman', serif;font-size: large\">Condo&#8217;s OK to 95%!<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: Times, 'Times New Roman', serif;line-height: 27px;font-size: medium\">Loan amounts up to $417,000 are eligible \u00a0(that would be a purchase price up to $438K with 5% down).<\/span><\/p>\n<div>\n<p><span style=\"font-family: Times, 'Times New Roman', serif;font-size: large\">If you don&#8217;t have a 620 middle score, or have a slightly higher debt ratio,\u00a0 we can still help with our FHA Loans.\u00a0\u00a0 If your purchase price is higher than $438K, FHA Jumbo may be able to help as well. <\/span><span style=\"font-family: Times, 'Times New Roman', serif;line-height: 27px;font-size: medium\">Give us a call to get started &#8211; 760-752-4480.<\/span><\/p>\n<\/div>\n<div><\/div>\n<div>\n<p><span style=\"font-family: Times, 'Times New Roman', serif;font-size: large\">We proudly offer a full array of loans including\u00a0<a href=\"http:\/\/www.brianskaar.com\/FHALoans\" target=\"_blank\" rel=\"noopener\">FHA<\/a>,\u00a0<a title=\"VA Loan info - California - San Diego - VA Jumbo\" href=\"http:\/\/activerain.com\/blogsview\/2120559\/san-diego-va-loans-and-va-jumbo-home-mortgage-loans-2011-update-va-lender-va-jumbo-lender\" target=\"_blank\" rel=\"noopener\">VA<\/a>,\u00a0<a href=\"http:\/\/www.brianskaar.com\/USDA-Rural-Development-Home-Loans-California\" target=\"_blank\" rel=\"noopener\">USDA<\/a>, Conventional, Jumbo,\u00a0<a href=\"http:\/\/www.brianskaar.com\/FHA-Jumbo-Lender-CA-WA-FHA-Jumbo-Loan\" target=\"_blank\" rel=\"noopener\">FHA Jumbo<\/a>,\u00a0<a href=\"http:\/\/www.brianskaar.com\/VA-Jumbo-Lender-VA-Jumbo-Loan\" target=\"_blank\" rel=\"noopener\">VA Jumbo<\/a>,<a href=\"http:\/\/www.brianskaar.com\/VA-Jumbo-Lender-VA-Jumbo-Loan\" target=\"_blank\" rel=\"noopener\">VA loans for Condo&#8217;s<\/a>,\u00a0<a href=\"http:\/\/www.brianskaar.com\/FHARehabloans_203K\" target=\"_blank\" rel=\"noopener\">FHA 203K Rehabilitation Loans<\/a>,\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1642789\/95-conventional-loan-in-california\" target=\"_blank\" rel=\"noopener\">Conventional loans up to 95% ltv<\/a>, and more.<\/span><\/p>\n<\/div>\n<div>\n<p><span style=\"font-family: Times, 'Times New Roman', serif;font-size: large\">Serving\u00a0<a href=\"http:\/\/www.brianskaar.com\/CA-California-FHA-VA-Conf-Jumbo-Loan-Lender-refinance-purchase-home-loan-mortgage\">California<\/a> Cities:\u00a0<a href=\"http:\/\/www.brianskaar.com\/Anaheim-CA-FHA-VA-Conforming-Jumbo-Loan-Lender\">Anaheim<\/a>,\u00a0<a href=\"http:\/\/www.brianskaar.com\/Bakersfield-CA-FHA-VA-Conforming-Jumbo-Loan-Lender\">Bakersfield<\/a>,\u00a0<a title=\"Chula Vista FHA VA Jumbo Conventional Loans -Direct  Lender\" href=\"http:\/\/www.brianskaar.com\/Chula-Vista-CA-California-FHA-VA-Conf-Jumbo-Loan-Lender-refinance-purchase-home-loan-mortgage\" target=\"_blank\" rel=\"noopener\">Chula Vista<\/a>,\u00a0<a title=\"http:\/\/www.brianskaar.com\/Corona-CA-California-FHA-VA-Conf-Jumbo-Loan-Lender-refinance-purchase-reverse-home-loan-mortgage\" href=\"http:\/\/www.brianskaar.com\/Corona-CA-California-FHA-VA-Conf-Jumbo-Loan-Lender-refinance-purchase-reverse-home-loan-mortgage\">Corona<\/a>,\u00a0<a title=\"http:\/\/www.brianskaar.com\/Escondido-CA-California-FHA-VA-Conf-Jumbo-Loan-Lender-refinance-purchase-reverse-home-loan-mortgage?c=1\" href=\"http:\/\/www.brianskaar.com\/Escondido-CA-California-FHA-VA-Conf-Jumbo-Loan-Lender-refinance-purchase-reverse-home-loan-mortgage?c=1\">Escondido<\/a>,\u00a0<a title=\"Fremont FHA-VA-Jumbo-Loans-Direct lender\" href=\"http:\/\/www.brianskaar.com\/Fremont-CA-California-FHA-VA-Conf-Jumbo-Loan-Direct-Lender-home-loan-mortgage\" target=\"_blank\" rel=\"noopener\">Fremont<\/a>,\u00a0<a href=\"http:\/\/www.brianskaar.com\/Fresno-CA--FHA-VA-Conforming-Jumbo-Loan-Lender\">Fresno<\/a>,\u00a0<a title=\"Irvine Orange County - FHA -VA - Jumbo - Conventional - Direct Lender - CA\" href=\"http:\/\/www.brianskaar.com\/Irvine-CA-California-FHA-VA-Conf-Jumbo-Loan-Direct-Lender-home-loan-mortgage\" target=\"_blank\" rel=\"noopener\">Irvine<\/a>,\u00a0<a href=\"http:\/\/www.brianskaar.com\/Los-Angeles-CA-California-FHA-VA-Conf-Jumbo-Loan-Lender-refinance-purchase-home-loan-mortgage\" target=\"_blank\" rel=\"noopener\">Los Angeles<\/a>,\u00a0<a title=\"Long Beach VA FHA Jumbo Conventional Loan -Direct lender\" href=\"http:\/\/www.brianskaar.com\/Long-Beach-CA-FHA-VA-Direct-Lender\" target=\"_blank\" rel=\"noopener\">Long Beach<\/a>,\u00a0<a title=\"http:\/\/www.brianskaar.com\/Murrieta-CA-California-FHA-VA-Conf-Jumbo-Loan-Lender-refinance-purchase-reverse-home-loan-mortgage\" href=\"http:\/\/www.brianskaar.com\/Murrieta-CA-California-FHA-VA-Conf-Jumbo-Loan-Lender-refinance-purchase-reverse-home-loan-mortgage\">Murrieta<\/a>,\u00a0<a title=\"http:\/\/www.brianskaar.com\/Oakland-CA-California-FHA-VA-Conf-Jumbo-Loan-Lender\" href=\"http:\/\/www.brianskaar.com\/Oakland-CA-California-FHA-VA-Conf-Jumbo-Loan-Lender\">Oakland<\/a>,\u00a0<a title=\"http:\/\/www.brianskaar.com\/Oceanside-CA-California-FHA-VA-Conf-Jumbo-Loan-Lender-refinance-purchase-reverse-home-loan-mortgage\" href=\"http:\/\/www.brianskaar.com\/Oceanside-CA-California-FHA-VA-Conf-Jumbo-Loan-Lender-refinance-purchase-reverse-home-loan-mortgage\">Oceanside<\/a>,\u00a0<a title=\"http:\/\/www.brianskaar.com\/riverside-CA-California-FHA-VA-Conf-Jumbo-Lender\" href=\"http:\/\/www.brianskaar.com\/riverside-CA-California-FHA-VA-Conf-Jumbo-Lender\">Riverside<\/a>, Sacramento, San Bernardino,<a title=\"http:\/\/www.brianskaar.com\/San-Diego-CA-California-FHA-VA-Conf-Jumbo-Loan-Lender-refinance-purchase-reverse-home-loan-mortgage\" href=\"http:\/\/www.brianskaar.com\/San-Diego-CA-California-FHA-VA-Conf-Jumbo-Loan-Lender-refinance-purchase-reverse-home-loan-mortgage\">San Diego<\/a>,\u00a0<a title=\"http:\/\/www.brianskaar.com\/San-Francisco-CA-California-FHA-VA-Conf-Jumbo-Loan-Lender-refinance-purchase-home-loan-mortgage\" href=\"http:\/\/www.brianskaar.com\/San-Francisco-CA-California-FHA-VA-Conf-Jumbo-Loan-Lender-refinance-purchase-home-loan-mortgage\">San Francisco<\/a>,\u00a0<a title=\"http:\/\/www.brianskaar.com\/San-Jose-CA-California-FHA-VA-Conf-Jumbo-Loan-Lender-refinance-purchase-reverse-home-loan-mortgage\" href=\"http:\/\/www.brianskaar.com\/San-Jose-CA-California-FHA-VA-Conf-Jumbo-Loan-Lender-refinance-purchase-reverse-home-loan-mortgage\">San Jose<\/a>,\u00a0<a title=\"http:\/\/www.brianskaar.com\/San-Marcos-CA-California-FHA-VA-Conf-Jumbo-Loan-Lender-refinance-purchase-reverse-home-loan-mortgage\" href=\"http:\/\/www.brianskaar.com\/San-Marcos-CA-California-FHA-VA-Conf-Jumbo-Loan-Lender-refinance-purchase-reverse-home-loan-mortgage\">San Marcos<\/a>,\u00a0<a href=\"http:\/\/www.brianskaar.com\/Santa-Ana-CA-FHA-VA-Conforming-Jumbo-Loan-Lender\">Santa Ana<\/a>,\u00a0<a title=\"http:\/\/www.brianskaar.com\/Temecula-CA-California-FHA-VA-Conf-Jumbo-Loan-Lender-refinance-purchase-reverse-home-loan-mortgage\" href=\"http:\/\/www.brianskaar.com\/Temecula-CA-California-FHA-VA-Conf-Jumbo-Loan-Lender-refinance-purchase-reverse-home-loan-mortgage\">Temecula<\/a>, and all in between.<\/span><\/p>\n<\/div>\n<div>\n<p><span style=\"font-family: Times, 'Times New Roman', serif;font-size: large\">Our Office also serves\u00a0<a href=\"http:\/\/www.brianskaar.com\/WA-Washington-FHA-VA-Conf-Jumbo-Loan-Lender-refinance-purchase-home-loan-mortgage\">Washington<\/a> State, including Auburn,\u00a0<a href=\"http:\/\/www.brianskaar.com\/Bellevue-WA-Washington-FHA-VA-Conf-Jumbo-Lender-Loan-info\">Bellevue<\/a>, Bellingham,\u00a0Bremerton, Edmonds,\u00a0<a href=\"http:\/\/www.brianskaar.com\/Everett-WA-FHA-Lender-VA-Lender-Direct-Lender-FHA-Jumbo-VA-Jumbo\">Everett<\/a>, Federal Way, Kent, Kirkland, Lacey, Olympia, Puyallup, Redmond, Renton,\u00a0<a title=\"http:\/\/www.brianskaar.com\/Seattle-WA-Washington-FHA-VA-Conf-Jumbo-Lender-home-loan\" href=\"http:\/\/www.brianskaar.com\/Seattle-WA-Washington-FHA-VA-Conf-Jumbo-Lender-home-loan\">Seattle<\/a>,\u00a0<a href=\"http:\/\/www.brianskaar.com\/Spokane-WA-Washington-FHA-VA-Conf-Jumbo-Lender-home-loan\">Spokane<\/a>,\u00a0<a title=\"http:\/\/www.brianskaar.com\/Tacoma-WA-FHA-VA-Conf-Jumbo-Lender-home-loan-Washington\" href=\"http:\/\/www.brianskaar.com\/Tacoma-WA-FHA-VA-Conf-Jumbo-Lender-home-loan-Washington\">Tacoma<\/a>, Vancouver,and the entire state.<\/span><\/p>\n<div><span style=\"font-family: Times, 'Times New Roman', serif;font-size: large\"><br \/>\n<\/span><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Conventional Purchase loans up to $417,000 with just a 5% down payment.    We also offer Conventional Refinance loans up to 95%. <\/p>\n<p>Here are some basic details:<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[139,141,189,191,238,243,421,781],"class_list":["post-384","post","type-post","status-publish","format-standard","hentry","category-95-conventional-loan-5-percent-down-california-conforming-loan","tag-139","tag-141","tag-ca","tag-california-2","tag-conforming","tag-conventional-2","tag-low-down","tag-washington-2"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.7 (Yoast SEO v27.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Conventional Loans - 5% down payment available in California - 95% financing options - California Government Loan Pros - VA, FHA, USDA Loans<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/governmentloanpros.com\/california\/conventional-loans-with-5-down-payment-in-california-95-financing-options-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Conventional Loans - 5% down payment available in California - 95% financing options\" \/>\n<meta property=\"og:description\" content=\"Conventional Purchase loans up to $417,000 with just a 5% down payment.  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We also offer Conventional Refinance loans up to 95%.  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