{"id":818,"date":"2012-04-14T11:46:42","date_gmt":"2012-04-14T11:46:42","guid":{"rendered":"http:\/\/governmentloanpros.com\/california\/?page_id=818"},"modified":"2012-04-14T11:46:42","modified_gmt":"2012-04-14T11:46:42","slug":"va-condo-loans","status":"publish","type":"page","link":"https:\/\/governmentloanpros.com\/california\/va-condo-loans\/","title":{"rendered":"VA Condo Loans"},"content":{"rendered":"<p><strong>VA Loans for California Condo&#8217;s \u2013 Purchase and Refinance. \u00a0<\/strong><\/p>\n<p><strong>We offer<\/strong> <strong>VA Loans and VA Jumbo Loans for the purchase or refinance of California Condo&#8217;s, Townhomes, Row Homes,\u00a0 and Condominiums.<\/strong><\/p>\n<p>It has become challenging in the past couple years to purchase condo&#8217;s with FHA or Conventional loans, however VA offers Veterans many benefits and advantages when financing a Condo.<\/p>\n<p>Here are some of the benefits of VA Loans for California Condo\u2019s:<\/p>\n<ul>\n<li>100% Financing up to $417K<\/li>\n<li>100% VA Financing up to $625,500 with VA Jumbo Loan in high cost areas such as San Francisco, San Jose, Oakland, etc $625K in Los Angeles and Orange Counties<\/li>\n<li>You can exceed the County VA Loan Limit with a minimal down payment or equity in California \u00a0(see your <a href=\"http:\/\/www.vandykfunding.com\/California-VA-loan-limits\" target=\"_blank\" rel=\"noopener\">County VA Loan Limit for California counties<\/a>)<\/li>\n<li>No PMI, MIP, or Mortgage Insurance required<\/li>\n<li>VA and VA Jumbo Loans available for VA Condo purchase and refinance<\/li>\n<li>Veterans with a 10% or higher VA Disability are exempt from the VA Funding Fee<\/li>\n<li>VA Loans are more flexible after Bankruptcy, Foreclosure, and Short sale, as little as 2 years out.<\/li>\n<li>Our VA Loans after Short Sale require no waiting period if not late on Mortgage at time of Short Sale on Conventional or FHA Loan<\/li>\n<\/ul>\n<p>The first step is to determine if the condo qualifies for our VA Condo Loan. To qualify, the condo must be on the VA Approved Condo list, which includes many existing complexes. You can search here for\u00a0<a href=\"https:\/\/lgy.va.gov\/lgyhub\/condo-report\" target=\"_blank\" rel=\"noopener\">VA Approved Condos<\/a>\u00a0.\u00a0 We are also here to help, simply call us so we can help research the Condo&#8217;s Eligibility for a VA Loan. We also offer assistance in getting Condo&#8217;s Approved for VA Financing, Call for details.<\/p>\n<p><strong>VanDyk Mortgage offers 100% VA financing on California Condos <\/strong><strong>with VA Loans up to $417,000 and we also offer 100% VA Jumbo Loans for Condo&#8217;s up to $625,500, or your County VA Loan Limit.\u00a0\u00a0 We also offer VA Loans over the county VA Loan Limit, with a corresponding down payment or equity of 25% of the amount over the county VA loan limit.\u00a0 We offer VA and VA Jumbo Loans for\u00a0Purchase, Refinance, and the popular VA IRRRL, or VA Streamline Refinance.<\/strong><\/p>\n<p>Note &#8211; VA Flip rule:\u00a0 we do not require the seller to hold the property for 90 days prior to sale like many other lenders. If the seller of record on the day of the purchase agreement matches, that fits within our rules. Another name for this is the Flip Rule, or VA Flip Rule, where many banks require a seller to be on Title for a minimum of 90 days, we only require 1 day.<\/p>\n<p>We offer VA Loans for Condo&#8217;s throughout California &amp; Washington state. Condo&#8217;s in cities like\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1674141\/san-francisco-va-condo-loans-va-loans-to-buy-or-refinance-condo-s-and-condominiums-in-san-francisco\">San Francisco<\/a>,\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1674151\/oakland-va-condo-loans-va-loans-to-buy-or-refinance-condo-s-and-condominiums-in-oakland\">Oakland<\/a>,\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1674154\/fremont-va-condo-loans-va-loans-to-buy-or-refinance-condo-s-and-condominiums-in-fremont-\">Fremont,<\/a>\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1668972\/los-angeles-va-condo-loans-va-loans-to-buy-or-refinance-condo-s-and-condominiums-in-los-angeles\">Los Angeles<\/a>,\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1668984\/long-beach-va-condo-loans-va-loans-to-buy-or-refinance-condo-s-and-condominiums-in-long-beach-\">Long Beach<\/a>,\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1668956\/va-condo-loans-san-diego\">California<\/a>, San Jose,\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1668992\/seattle-va-condo-loans-va-loans-to-buy-or-refinance-condo-s-and-condominiums-in-seattle\">Seattle<\/a>,\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1668999\/tacoma-va-condo-loans-va-loans-to-buy-or-refinance-condo-s-and-condominiums-in-tacoma-\">Tacoma<\/a>,\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1674162\/bellevue-va-condo-loans-va-loans-to-buy-or-refinance-condo-s-and-condominiums-in-bellevue-\">Bellevue<\/a>,\u00a0<a href=\"http:\/\/activerain.com\/blogsview\/1674157\/oceanside-va-condo-loans-va-loans-to-buy-or-refinance-condo-s-and-condominiums-in-oceanside-\">Oceanside<\/a>, Santa Monica, and Irvine can qualify for VA Condo Loans.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>VA Loans for California Condo&#8217;s \u2013 Purchase and Refinance. \u00a0 We offer VA Loans and VA Jumbo Loans for the purchase or refinance of California Condo&#8217;s, Townhomes, Row Homes,\u00a0 and Condominiums. It has become challenging in the past couple years to purchase condo&#8217;s with FHA or Conventional loans, however VA offers Veterans many benefits and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.2 (Yoast SEO v22.2) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>VA Condo Loans - California Government Loan Pros - VA, FHA, USDA Loans<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/governmentloanpros.com\/california\/va-condo-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"VA Condo Loans\" \/>\n<meta property=\"og:description\" content=\"VA Loans for California Condo&#8217;s \u2013 Purchase and Refinance. \u00a0 We offer VA Loans and VA Jumbo Loans for the purchase or refinance of California Condo&#8217;s, Townhomes, Row Homes,\u00a0 and Condominiums. 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