Oceanside VA and VA Jumbo Home Mortgage Loan info – Direct Lender.
We are your local source for VA Loans and VA Jumbo Loans in Oceanside and San Diego County. We have been making VA loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan options for Oceanside Homebuyers and Oceanside Veteran Homeowners to Purchase and refinance homes using VA financing.
- VA Loans
- VA Jumbo Loans
- VA Loans for Condo’s
- Purchase, Refinance, Streamline Refinance (IRRRL)
Oceanside VA Loans are available up to $562,350 with zero down payment. The Oceanside / San Diego County VA Loan Limit in 2015 is $562,350. However, Veterans are not limited to the Oceanside Loan limit of $562,350 for San Diego county VA Jumbo Loans. We also offer VA Jumbo Loans up to $1.5 Million with the appropriate downpayment or equity to reach the VA Guarantee requirements of 25%. Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.
VA Home Loans in Oceanside, California:
- Active Duty Military and Veterans can both qualify
- 100% financing up to $562,350 – zero down required for eligible Veterans
- A $600K Oceanside VA Home Purchase would only require $9,412 down payment (1.57%)
- A $850K OceansideVA Home Purchase would only require $71,913 down payment (8.46%) – not including the VA Funding Fee
- VA Loans require no Mortgage Insurance
- VA Loans do require a VAFF (VA Funding Fee), which is usually financed
- Veterans with a 10% or higher VA disability pay no VA Funding fee
- Sellers can pay up to 4% of the VA Buyers closing costs
- VA Approved Condo’s can utilize VA Loans too
VA Loans can be used to purchase multi family 2-4 unit homes (2-unit, 3-unit, 4-unit, Duplex, Triplex, Fourplex). We offer VA financing on VA Approved Condo’s.
Here is a link to the new Veterans Administration VA Approved Condo Search Engine. Please call us if you have questions or need help with your VA Approved Condo search, we are here to help.
VanDyk Mortgage has been helping Veterans with VA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender also. We are also a VA Lender and VA Jumbo Lender. Go with the Government Loan Pros, go with VanDyk. Call Brian Skaar at 760-752-4480 for help with your VA loan financing.
In addition to Oceanside, we also service all of San Diego County: Alpine, Bonsall, Carlsbad, Chula Vista, Coronado, Del Mar, El Cajon, Encinitas, Escondido, Fallbrook, Imperial Beach, Julian, La Mesa, Lemon Grove, National City, Oceanside, Pala, Palomar, Poway, Romona, San Diego, San Marcos, Santee, Scripps Ranch, 4s Ranch, Rancho Bernardo, Tierra Santa, La Jolla, Solana Beach, Spring Valley, Valley Center, Vista