San Diego VA Jumbo Loans after Hardship – Bankruptcy, Foreclosure, Short Sale

San Diego VA Jumbo Loans after Hardship – Bankruptcy, Foreclosure, Short Sale

Many San Diego Veterans have encountered financial Hardship during the past several years.  Job Loss, Active Duty Recalls, Overseas Tours, Risky Mortgage Loans, falling Real Estate Prices, etc have created financial Hardship for many Veterans across the Country in the form of Bankruptcy, Foreclosure and Short Sale.

We have good news for our California Vets:   You may quailify for a VA Jumbo Loan with VanDyk Mortgage as soon as 2 years after one of these events.

Here is a quick list of the waiting period for each Hardship.

San Diego, California VA Jumbo Loans After Financial Hardship:

  • VA Jumbo Loan after Bankruptcy – as soon as 2 yrs after Bankruptcy Discharge
  • VA Jumbo Loan after Foreclosure – as soon as 2 yrs after Foreclosure Sale Date
  • VA Jumbo Loan after Short Sale – as soon as 2 yrs after Short Sale date
  • VA Loans after Short Sales that had no late Mortgage Payments prior to date of sale may be eligible sooner than 2 yrs (sometimes immediately after sale)

It is important for VA Jumbo loan qualification that you have no late payments of any type after the date of the Hardship.  Please call us to review if you have specific questions about your scenario.

If you and your family have experienced one of these financial hardships and you are a Veteran,  please call us to find out how soon you may qualify to purchase a new home, upgrade your existing home, or refinance your current loan to take advantage of low interest rates utilizing your VA Benefit and the current Higher VA Loan Limits – 866-900-2342 toll free direct.

San Diego VA Loans that exceed $453,100 are also called VA High Balance, VA Super Conforming, and VA Super Jumbo Loans.   VanDyk Mortgage offers all of the above, and also offers VA Loans up to $1.5M with a down-payment or equity roughly equivalent to 25% of the amount that exceeds the County VA loan limit for 2018 – $649,750.

We offer VA Jumbo Loans up to the San Diego County VA Loan Limit for 2018 of $649,750 with zero money down required  throughout San Diego County,  from Coronado to Imperial Beach, up through Downtown, Liberty Station, Point Loma, Ocean Beach, Mission Beach, & Pacific Beach on through La Jolla, Clairmont, Carmel Valley, Del Mar, Solana Beach, Encinitas, Cardiff, Leucadia, Carlsbad, Oceanside, Bonsall, Vista, San Marcos, Fallbrook, Rainbow, Escondido, Rancho Bernardo, Poway, Ramona, Pauma Valley, Pala, Valley Center, Scripps Ranch, 4s Ranch, Del Sur, Tierra Santa, Santee, Lakeside, La Mesa, San Carlos, Mira Mesa, Carmel Mountain, Alpine, Jamul, Chula Vista, National City, San Ysidro, Eastlake, Otay Ranch, El Cajon, Lemon Grove, etc.

Call the Government Loan Pro’s today for help with your VA or VA Jumbo Loan – 866-900-2342.