The 2015 San Diego County FHA loan limit will be $562,350.    This is an increase from the 2014 San Diego limit of $546,250.   The High Balance FHA Loan Limit applies to all San Diego FHA Home Loans that exceed $417,000 up to the full $562,350 San Diego County Loan Limit for 2015.  These are also called FHA Jumbo Loans.

FHA Loans are available with as little as 3.5% down payment for home purchase, and up to 97.75% loan to value for FHA Refinances.    FHA Loans and FHA Jumbo/High Balance Loans are available as soon as 2 years after Bankruptcy, 3 years after a foreclosure, and 3 yrs after Short Sales (sooner if the Short Sale is part of a job relocation/transfer or change in family size/household size and there were no lates on the Mortgage previous to the sale).

Call the Loan Pro’s at Vandyk Mortgage – 866-900-2342 toll free direct, or 760-752-4480 local direct.   Or simply apply via the link at the upper right.

We are a Privately held Direct Lender offering a full suite of Purchase Loan options:  VA, VA Jumbo, VA High Balance, FHA, FHA High Balance, FHA Jumbo, Conventional,  Jumbo, FHA High Balance,  Single Family, Condo, and 2-4 unit.