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Los Angeles VA & FHA Lender

GovernmentLoanPros.com Your Source for Los Angeles VA & FHA Loans.

For many Los Angeles Families,  our number one dream is owning your own home.   We are here to help you reach your home ownership goals!

Whether you want to purchase your first home, a larger home, or refinance your current mortgage,  we are here to help.

We offer FHA, VA, Conventional, Jumbo, Fannie Mae and Freddie Mac home loans – we offer many options to help you get the keys to your very own home.   VanDyk Mortgage is a Direct Lender offering FHA Loans and VA Loans Direct to you.  VanDyk Mortgage is approved by HUD with Full Eagle Direct Endorsement status, the highest level of HUD Approval for a Lender.

We have been helping families with Home Loans since 1987.

The first step in the Home Purchase process is to get pre-approved with one of our Government Home Loan Professionals.  This process will give you the confidence of a cash buyer.   We will help you determine what you can comfortably afford.   In a short time, you will be on your way to making your first offer on the home of your dreams.

Our Government Loan Pros will work with you direct to qualify you for the mortgage loan that best meets your needs.   We prefer to offer a more personalized approach with our clients.   Our goal is to create a smooth, stress-free loan process for you.   Our Team members will help you determine the right loan program, how much you can afford, help you get Approved, and keep in contact throughout the process.

If you currently own a home and would like to explore a refinance to reduce your interest rate, or get cash out,  you’re at the right place.   There are many loan programs that may be able to help. We will help you find the right one, whether it’s VA, FHA, Jumbo, or Conventional.  You can reduce your interest rate, pay down your loan balance quicker, consolidate debts, or get cash to use toward a dream vacation, home improvement, college tuition.

Veterans – Own your own home!  We can help.   Call the Government Loan Pros at VanDyk Mortgage 760-752-4480 direct.

Contact us today for help with any questions you may have or to get started.

 

2015 Los Angeles County VA loan limit

The 2015 Los Angeles County VA loan limit is $625,500.    Qualified Veterans can purchase a home or condo in Los Angeles up to the VA loan Limit of $625,500 with no down payment required.  The High Balance VA Loan Limit applies to all Los Angeles VA Home Loans that exceed $417,000 up to the full $625,500 los Angeles County Loan Limit for 2015.  These are also called VA Jumbo Loans.

VanDyk Mortgage offers VA Loans over $625,500 for Los Angeles Veterans.   See this post for more info on Los Angeles  VA Loans over the VA Loan Limit

VA Loans are available with zero down payment for home purchase, and up to 100% loan to value for VA Refinances for qualified Veterans.    VA Loans and VA Jumbo/High Balance Loans are available as soon as 2 years after Bankruptcy, 2 years after a foreclosure, and 2 yrs after Short Sales (sooner if the loan was not a VA Loan and had no late payments prior to the sale).

Call the Loan Pro’s at Vandyk Mortgage – 866-900-2342 toll free direct, or 760-752-4480 local direct.   Or simply apply via the link at the upper right.

We are a Privately held Direct Lender offering a full suite of Purchase Loan options:  VA, VA Jumbo, VA High Balance, VA, VA High Balance, VA Jumbo, Conventional,  Jumbo, VA High Balance,  Single Family, Condo, and 2-4 unit.

 

VA Loan Limits and VA Minimum Down Payment requirements for 2015 – Los Angeles

Here are the Los Angeles VA Loan Limits and VA Minimum Down Payment requirements for 2015 for qualified Veterans and Active Duty Military Personnel.

 

VA Loan Limits and Down payments for Los Angeles - 2015

 Purchase Price
Los Angeles VA Loan AmountDown Payment - minimumDown Payment %
$625,500$625,500 ZEROZERO
$650,000$643,875 $6,125
.942%
$750,000$718,875$31,1254.15%
$900,000$831,375 $68,6257.625%
$1,000,000$906,375 $93,6259.363%
$1,250,000$1,093,875 $156,12512.49%
These examples do not include the VA Funding Fee in the Loan Amount. This amount will vary depending on whether this is a first time use of your VA Home Loan Benefit, a subsequent use, if your service was regular or reserve/guard, and/ or if you have a VA Disability Rating (in which case the VA Funding Fee is waived).

 

We offer VA Loans up to $1.5M loan amounts when accompanied by an appropriate down payment to meet the VA minimum guaranty requirements.  Los Angeles Veterans are not limited to the Los Angeles County Loan Limit of $625,500,  we offer VA Loans up to $1.5M loan amounts.

VA Loans that exceed the VA County Loan Limit of $625,500 for Los Angeles County are also known as VA Jumbo Loans, VA High Balance Loans, and VA Super Conforming Loans.

Call today to get started with the VA Loan Pro’s at VanDyk Mortgage – 866-900-2342 toll free direct, or 760-752-4480 local direct.  or get started online here

 

Torrance VA Loan Limits and VA Minimum Down Payment requirements for 2015

Torrance VA Loan Limits and VA Minimum Down Payment requirements for 2015

Here are the Torrance VA Loan Limits and VA Minimum Down Payment requirements for 2015 for qualified Veterans and Active Duty Military Personnel.

VA Loan Limits and Down payments for Coronado - 2015

 Purchase Price
Torrance VA Loan AmountDown Payment - minimumDown Payment %
$625,500$625,500ZEROZERO
$650,000$643,875$6125
.942%
$750,000$718,875$31,1254.15%
$900,000$831,375 $68,6257.625%
$1,000,000$906,375 $93,6259.363%
$1,250,000$1,093,875 $156,12512.49%
These examples do not include the VA Funding Fee in the Loan Amount. This amount will vary depending on whether this is a first time use of your VA Home Loan Benefit, a subsequent use, if your service was regular or reserve/guard, and/ or if you have a VA Disability Rating (in which case the VA Funding Fee is waived).

We offer VA Loans up to $1.5M loan amounts when accompanied by an appropriate down payment to meet the VA minimum guaranty requirements. Coronado Veterans are not limited to the Los Angeles County Loan Limit of $625,500,  we offer VA Loans up to $1.5M loan amounts.

VA Loans that exceed the VA County Loan Limit of $625,500 for Torrance and Los Angeles are also known as VA Jumbo Loans, VA High Balance Loans, and VA Super Conforming Loans.

Call today to get started with the VA Loan Pro’s at VanDyk Mortgage – 866-900-2342 toll free direct, or 760-752-4480 local direct.  or get started online here

 

Los Angeles VA Condo Loan Options

Los Angeles VA Condo Loan Options

Here are the Los Angeles VA Condo Loan Limits and VA Minimum Down Payment requirements for 2015 for qualified Veterans and Active Duty Military Personnel.  These apply to all qualified Veterans and Active Duty Military when purchasing a VA Approved Condo in Los Angeles – City and County.

VA Loan Limits and Down payments for Los Angeles - 2015

 Purchase Price
Los Angeles VA Loan AmountDown Payment - minimumDown Payment %
$625,500$625,500 ZEROZERO
$650,000$643,875 $6,125
.942%
$750,000$718,875$31,1254.15%
$900,000$831,375 $68,6257.625%
$1,000,000$906,375 $93,6259.363%
$1,250,000$1,093,875 $156,12512.49%
These examples do not include the VA Funding Fee in the Loan Amount. This amount will vary depending on whether this is a first time use of your VA Home Loan Benefit, a subsequent use, if your service was regular or reserve/guard, and/ or if you have a VA Disability Rating (in which case the VA Funding Fee is waived).

We offer VA Loans up to $1.5M loan amounts when accompanied by an appropriate down payment to meet the VA minimum guaranty requirements.  Los Angeles Veterans are not limited to the Los Angeles County Loan Limit of $625,500,  we offer VA Loans up to $1.5M loan amounts when there is an appropriate down payment.

VA Loans that exceed the VA County Loan Limit of $625,500 for Los Angeles County are also known as VA Jumbo Loans, VA High Balance Loans, and VA Super Conforming Loans.    We offer all these options for 92101 VA Condo Loans and VA Jumbo Condo Loans.

Call today to get started with the VA Loan Pro’s at VanDyk Mortgage – 866-900-2342 toll free direct, or 760-752-4480 local direct.  or get started online here