Loan Application Info

Loan Application Info

Here is a list of the information needed for a Home Loan Application (plus some privacy info!)

When you submit your information via our website it is 100% secure. We use state of the art Encryption to keep your data secure and safe. We also never share your info with anyone without permission.

Here is the list of the documents most people will need to provide for a Home Loan Application:

>  Full Name, Date of Birth and Social Security Number for each borrower

>  Employment History – name, address, employment dates, income for past 2 years

>  Pay stubs, W2′s, and Federal Income Taxes

>  Asset information such as Checking and Savings Account Statements – last 2 months statements – in full

>  Statements for Stock, Bond, Retirement, and Investment Accounts – covering most recent 60 days

>  Homeowners Insurance – declarations page or contact info for your agent – we can take care of the rest

For self-employed:

>  Two years Federal Tax Returns – company and personal if not a sole proprietor

If you are divorced or separated:

>  Complete executed divorce decree and settlement agreement

If you have Rental Real Estate or Second Homes:

>  Mortgage Statements for each property

>  Property Tax info for each property

>  Homeowners insurance info on each property

>  Homeowners association dues if applicable

>  Copy of the Current Lease Agreement for each property

For Va Loans:

>  DD214 Honorable Discharge Certificate and Certificate of Eligibility – we can help with  these if you cannot locate them

There may be other items for specific situations, but this is a good overall list of the basics.