San Diego VA Loans and VA Jumbo Home Mortgage Loan

San Diego VA Loans and VA Jumbo Home Mortgage Loans – VanDyk Mortgage – VA Lender.   VanDyk Mortgage is your source for VA Loans and VA Jumbo Loans in San Diego.  We have been making VA loans since 1987.  VanDyk Mortgage is a Direct Lender.  We offer many loan programs for San Diego Homebuyers and San Diego Homeowners to Purchase and refinance homes in San Diego.

VA Loans

  • VA Jumbo Loans
  • VA Loans for Condo’s
  • Purchase, Refinance, Streamline Refinance (IRRRL)

San Diego VA Loans are available up to $562,350 with zero down payment. The San Diego VA Loan Limit in 2015 is $562,350. However, Veterans are not limited to the San Diego Loan limit of $562,350 for VA Jumbo Loans. We also offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%. Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

VA Home Loans in San Diego, California:

  • Active Duty Military and Veterans can both qualify
  • 100% financing up to $562,350
  • A $600K San Diego VA Home Purchase would only require $9,412 down payment (1.57%)
  • A $850K San Diego VA Home Purchase would only require $71,913 down payment (8.46%)
  • VA Loans require no Mortgage Insurance
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability pay no VA Funding fee
  • Sellers can pay up to 4% of the VA Buyers closing costsf

VA loans can also be used to purchase or refinance VA Approved Condominiums.  Much of the same rules apply, plus the Condo Complex must be on the VA Approved Condo List.  The list can be a little lacking in user-friendliness, so please don’t be bashful,  give us a call to help you find VA Approved Condo’s in San Diego.

 

VanDyk Mortgage has been making VA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender also.   We are also a VA Lender and VA Jumbo Lender.

 

Go with the Government Loan Pros, go with VanDyk. Get Started Here or call Brian Skaar at 760-752-4480 for help with your VA loan