Relocating to California – Tips for a Smooth Home Purchase
When relocating to California from out of state, or even relocating with California, it is important to plan your new Home Purchase. We have a few tips to help make the process easier on the Home Loan Process. The first step is the determine what type of Home Loan is best for your new California Home Purchase. We suggest contacting us prior to your move, so we can discuss Loan Options such as VA, FHA, Conventional Loans with low downpayment, USDA, etc. We will help you find the best fit for your individual situation and get Pre-approved. The next step is to collect all of your paperwork for the new loan. We will review it thoroughly and prepare your Loan Pre-Approval.
Tip ~ We suggest that you place your paperwork in a special area, separated from the packing boxes related to the move. If you access or store your documentation on your computer, keep that separate from the Moving truck as well. This way you will know where to find the paperwork when it’s needed.
Vandyk Mortgage offers you a fully underwritten Pre-Approval, even before you locate a specific property. This helps reduce your stress, as the financing is already set, and we can close quicker than other Lenders since we are ahead of the game. Get in contact here to find out more about how this could make your relocation move a more pleasant experience.
We can help you with a variety of Home Loan options – VA, FHA, Conventional, Conventional loans with as little as 3% down, USDA (in eligible areas), and Jumbo Loans. We will help you determine how the disposition of your current home effects your purchase options in California. For instance, it is OK to have more than one FHA Loan in qualified circumstances. You may be able to use the Rent Income on your current home to help qualify for the new home as well.
We are proud to help families plan their Relocation to California and assist in any way possible. From providing strong Loan options to helping find a qualified Relocation Realtor, We are here to help.