Enhanced Refinance Options for FHA Streamline Refinances

Enhanced Refinance Options for FHA Streamline Refinances

Vastly improved Options for FHA Streamline Refinances are coming.   The US Whitehouse announced today that HUD has authorized changes to the FHA Streamline Refinance Program that will help many Homeowners with FHA Loans made prior to June 1, 2009 save hundreds per month.

The options for FHA Streamlines have been prohibitive the past couple years due to increased FHA Mortgage Insurance rates.   The new program will reduce the Upfront Mortgage Insurance Premium (UFMIP) to .01% according the news release by the Obama Administration at the Whitehouse today.   But the good part is that the annual Mortgage Insurance Premium is being reduced to .55% for FHA Streamlines and FHA Jumbo Streamlines from a previous level of 1.15%.

These changes to FHA Streamline and FHA Jumbo Streamline rules will open the door for Homeowners with FHA Loans to save hundreds per month in most cases.

VanDyk Mortgage is a Full Eagle Direct Endorsement FHA Lender,  the highest level of approval from HUD.   We have been making FHA Loans since 1987, and would be proud to help you as well.

We service all of California and Washington State, including San Diego, Los Angeles, San Jose, Sacramento, Riverside, San Francisco, Oakland, Ventura, Orange County, Seattle, Spokane, Tacoma, Everett, and every other city within these great states.

Call today to get started  866-900-2342  – Toll Free direct.   Or apply online 24/7 – www.vandykfunding.com/loanapplication

California Home Purchase Loans with NO PMI and no MIP

California Home Purchase Loans with NO PMI and no MIP

We offer California Homebuyers home loans up to 95% ltv with no monthly PMI, MI, or MIP.     We offer the NO PMI Purchase Loan up to $417K loan amounts.   (we offer this on Refinances too!)

We offer up to 95% financing throughout California with no monthly MI, PMI, or MIP.

Many California Homebuyers ask the question:  Can I get a Home Loan without PMI or MIP to buy a home?   How do I avoid PMI or MIP?  (or Mortgage Insurance?).   The answer is our NO PMI Purchase Loan – available up to 95% Loan to Value.   You can avoid PMI with less than 20% down in Riverside.   You don’t have to 20% down on your new home to avoid PMI or MIP.   This could save you hundreds per month.  Call us today at 866-900-2342 to find out if you could benefit.

For qualified Veterans, we also offer zero downpayment purchase home loans for Veterans.

We also offer USDA RD loans with zero down required in designated areas.  Call for details.

You can also refinance your existing loan with as little as 5% Equity in your Property using our MI Removal Loan.   Whether your current loan is a conventional, non-conforming, or FHA Loan,  we can help you refinance into todays lower rates without having to pay MI, PMI, or MIP anymore.  The MI Removal Loan allows you to finance up to 95% of appraised value with ZERO Mortgage Insurance (MI).

  • Loan amounts up to $417K are eligible up to 95%.    
  • This is available throughout Riverside
  • We have no Declining Market restrictions on this loan program for Riverside

We also offer these for the High Balance or Conforming Jumbo Loan sizes up to 90% of the purchase price of the home.    This would help homebuyers in Los Angeles buy a home with 10% down up to a $729,750 Loan Amount.

Call today:  760-752-4480  – Brian Skaar – VanDyk Mortgage – Direct Lenders = Direct Savings.

We offer this program in all of our loan markets:   CaliforniaSan Diego, San Marcos, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, Santa Ana,  San Francisco, San Jose, Carson, Gardena, Hawthorne, Lawndale, Inglewood, Ladera Heights, View Park, Windsor Hills, Baldwin Hills, Fox Hills, Culver City, Beverly Hills, Malibu, Santa Monica, Brentwood, Calabasas, Encino, Bel Air Estates, Palos Verdes Estates, Rancho Palos Verdes, Rolling Hills, Rolling Hills Estates, Manhattan Beach, Redondo Beach, Hermosa Beach, Torrance, San Marcos, San Diego, Rancho Bernardo, Carlsbad, Escondido, Poway, Oceanside, Vista, Encinitas, Carmel Valley, Scripps, Tierra Santa, El Cajon, La Jolla, Chula Vista, National City, San Ysidro, Santee, Eastlake, Ramona, Long Beach, Artesia, La Palma, Cerritos, Long beach,  Lynwood, Bellflower, Temecula, Murrieta, Southern California,Northern CaliforniaWashington, Everett, Lynnwood, Tacoma, Kent, Federal Way, Auburn, Renton, Bellevue, Redmond, Kirkland, Whittier, Santa Fe Springs, Downey, Irvine, Newport Beach, Los Angeles, San Bernardino, Riverside and Orange County.

Riverside Home Purchase Loans with NO PMI and no MIP

Riverside Home Purchase Loans with NO PMI and no MIP

We offer Riverside and So Cal Homebuyers up to 95% ltv with no monthly PMI, MI, or MIP.     We offer the NO PMI Purchase Loan up to $417K loan amounts.   

We offer up to 95% financing throughout Riverside and Southern California with no MI, PMI, or MIP.

Many Riverside Homebuyers ask the question:  Can I get a Home Loan without PMI or MIP to buy a home?   How do I avoid PMI or MIP?  (or Mortgage Insurance?).   The answer is our NO PMI Purchase Loan – available up to 95% Loan to Value.   You can avoid PMI with less than 20% down in Riverside.   You don’t have to 20% down on your new home to avoid PMI or MIP.   This could save you hundreds per month.  Call us today at 866-900-2342 to find out if you could benefit.

For those qualified, we also offer zero downpayment purchase home loans for Veterans.  We also offer USDA RD loans with zero down required in designated areas.  Call for details.

You can also refinance your existing loan with as little as 5% Equity in your Property using our MI Removal Loan.   Whether your current loan is a conventional, non-conforming, or FHA Loan,  we can help you refinance into todays lower rates without having to pay MI, PMI, or MIP anymore.  The MI Removal Loan allows you to finance up to 95% of appraised value with ZERO Mortgage Insurance (MI).

  • Loan amounts up to $417K are eligible up to 95%.    
  • This is available throughout Riverside
  • We have no Declining Market restrictions on this loan program for Riverside

We also offer these for the High Balance or Conforming Jumbo Loan sizes up to 90% of the purchase price of the home.    This would help homebuyers in Los Angeles buy a home with 10% down up to a $729,750 Loan Amount.

Call today:  760-752-4480  – Brian Skaar – VanDyk Mortgage – Direct Lenders = Direct Savings.

We offer this program in all of our loan markets:   CaliforniaSan Diego, San Marcos, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, Santa Ana,  San Francisco, San Jose, Carson, Gardena, Hawthorne, Lawndale, Inglewood, Ladera Heights, View Park, Windsor Hills, Baldwin Hills, Fox Hills, Culver City, Beverly Hills, Malibu, Santa Monica, Brentwood, Calabasas, Encino, Bel Air Estates, Palos Verdes Estates, Rancho Palos Verdes, Rolling Hills, Rolling Hills Estates, Manhattan Beach, Redondo Beach, Hermosa Beach, Torrance, San Marcos, San Diego, Rancho Bernardo, Carlsbad, Escondido, Poway, Oceanside, Vista, Encinitas, Carmel Valley, Scripps, Tierra Santa, El Cajon, La Jolla, Chula Vista, National City, San Ysidro, Santee, Eastlake, Ramona, Long Beach, Artesia, La Palma, Cerritos, Long beach,  Lynwood, Bellflower, Temecula, Murrieta, Southern California,Northern CaliforniaWashington, Everett, Lynnwood, Tacoma, Kent, Federal Way, Auburn, Renton, Bellevue, Redmond, Kirkland, Whittier, Santa Fe Springs, Downey, Irvine, Newport Beach, Los Angeles, San Bernardino, Riverside and Orange County.

VA Refinance Loan costs to go down significantly

VA Refinance Loan costs to go down significantly as the VA Authorizes Huge Opportunity for Veterans to Refinance at lower costs

The VA is lowering the VA Funding Fee beginning Nov 17, 2011.  This creates a huge opportunity for Veterans to Refinance using a VA Loan or VA Jumbo Loan at much lower costs.   The VA Funding Fee for a 90% loan to value refinance is being reduced to 1.40% for a first time use (down from 2.15% before Oct 1, 2011), and down to 2.8% for a subsequent use of your VA Benefit, down from 3.3%.

You can consolidate your current Mortgage or first and second Mortgages (including a Home equity Loan, or Home Equity Line of Credit), into a single VA Loan up to 90% of your homes current value with a VA Funding Fee of just 1.40%.

The VA Allows you to do a Cash Out Refinance up to 90% of your homes value.  Use the proceeds to consolidate Debt, Upgrade your home, remodel your kitchen or bathroom, or whatever you can dream up.

Veterans with a 10% or higher VA Related Disability are Exempt from the VA Funding Fee.

Here is another article with more info on the VA Funding Fee Changes.

Call us today at 760-752-4480 to discuss your situation and to see if you can benefit from a VA Refinance. 

Ventura County VA and VA Jumbo Home Mortgage Loan info – Direct Lender

Ventura County VA and VA Jumbo Home Mortgage Loan info – Direct Lender

VanDyk Mortgage is your local source for VA Loans and VA Jumbo Loans in Ventura County, CA.  We have been making VA loans since 1987.   VanDyk Mortgage is a Direct Lender.  We offer VA Loans, VA Jumbo Loans, VA Condo Loans, VA Refinance Loans, VA Jumbo Refinance Loans, VA IRRRL Streamline Loans and VA Jumbo IRRRL Streamline Loans.   We offer many loan programs for Ventura County Homebuyers and California Veteran Homeowners to Purchase and Refinance their homes.

  • VA Loans
  • VA Jumbo Loans
  • VA Loans for Condo’s
  • Purchase, Refinance, Streamline Refinance (IRRRL)

Ventura County VA Loans are available up to $603,750 with Zero down payment required.  The Ventura County VA Loan Limit in 2015 is $603,750.   However, Veterans are not limited to the County Loan limit of $603,750 for Ventura County VA Jumbo Loans.   We also offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%.   Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

If your current VA Loan exceeds the VA County limit, we can help you utilize the VA IRRRL Streamline Refinance, even though your loan amount exceeds the VA County Loan Limit.

VA Home Loans in Ventura County, California:

  • Active Duty and Veterans can both qualify
  • 100% financing up to $603,750
  • A $625,000 Ventura County VA Home Purchase would only require  a $5,312 down payment  (  .85%)
  • A $750,000  Ventura  VA Home Purchase would only require $36,563 down payment  ( 4.875%)
  • A $975,000 Ventura VA Home or Condominium Purchase would require a $92,813 ( 9.52%) not including the VA Funding Fee
  • VA Loans require no Mortgage Insurance Zip, Nada, Zilch!
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability rating pay no VA Funding fee
  • Sellers can pay up to 4% of the VA Buyers closing costs
  • VA Approved Condo’s can utilize VA Loans and VA Jumbo Loans too

>>> Get Started Here online <<<

VA Loans can be used to purchase multi family 2-4 unit homes (2-unit, 3-unit, 4-unit, Duplex, Triplex, Fourplex).  (Refinance also)

We offer VA financing on VA Approved Condo’s. Here is a link to the new Veterans Administration VA Approved Condo Search Engine.   Please call us if you have questions or need help with your VA Approved Condo search, we are here to help.   We can also assist in getting your VA Condo Approved with the VA.

VanDyk Mortgage has been helping Veterans with VA loans since 1987.   We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender also.   We are a VA Lender and VA Jumbo Lender.

Go with the Government Loan Pros, go with VanDyk.   Call Brian Skaar at 760-752-4480 for help with your VA loan financing.

>>> Get Started Here online <<<

We proudly serve Veterans with VA Financing in the following Ventura County Cities: Camarillo, Fillmore, Moorpark, Ojai, Oxnard, Port Hueneme, San Buenaventura, Santa Paula, Simi Valley, Thousand Oaks, Venturs and all other areas within Ventura county.

For more information on Government Loans,  please visit our pages on:      FHA Loans , VA Loans  , FHA Jumbo Loans  , VA Jumbo Loans , VA Condo Loans , USDA Rural Development Loans ,  Conventional Loans – Low Down Payment Options,  and California Loan Info

Tulare County VA and VA Jumbo Home Mortgage Loan info – Direct Lender

Tulare County VA and VA Jumbo Home Mortgage Loan info – Direct Lender

VanDyk Mortgage is your local source for VA Loans and VA Jumbo Loans in Tulare County, CA.  We have been making VA loans since 1987.   VanDyk Mortgage is a Direct Lender.  We offer VA Loans, VA Jumbo Loans, VA Condo Loans, VA Refinance Loans, VA Jumbo Refinance Loans, VA IRRRL Streamline Loans and VA Jumbo IRRRL Streamline Loans.   We offer many loan programs for Tulare County Homebuyers and California Veteran Homeowners to Purchase and Refinance their homes.

  • VA Loans
  • VA Jumbo Loans
  • VA Loans for Condo’s
  • Purchase, Refinance, Streamline Refinance (IRRRL)

Tulare County VA Loans are available up to $417,000 with Zero down payment required.  The Tulare County VA Loan Limit in 2015 is $417,000.   However, Veterans are not limited to the County Loan limit of $417,000 for Tulare County VA Jumbo Loans.   We also offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%.   Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

If your current VA Loan exceeds the VA County limit, we can help you utilize the VA IRRRL Streamline Refinance, even though your loan amount exceeds the VA County Loan Limit.

VA Home Loans in Tulare County, California:

  • Active Duty and Veterans can both qualify
  • 100% financing up to $417,000
  • A $417,000 Tulare County VA Home Purchase would only require  a $20,750 down payment  ( 4.15%) – not including the VA Funding Fee
  • A $650,000  Tulare  VA Home Purchase would only require $58,250 down payment  ( 8.96%) – not including the VA Funding Fee
  • A $825,000 Tulare VA Home or Condominium Purchase would require a $102,000 (12.36%) not including the VA Funding Fee
  • VA Loans require no Mortgage Insurance Zip, Nada, Zilch!
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability rating pay no VA Funding fee
  • Sellers can pay up to 4% of the VA Buyers closing costs
  • VA Approved Condo’s can utilize VA Loans and VA Jumbo Loans too

VA Loans can be used to purchase multi family 2-4 unit homes (2-unit, 3-unit, 4-unit, Duplex, Triplex, Fourplex).  (Refinance also)

We offer VA financing on VA Approved Condo’s. Here is a link to the new Veterans Administration VA Approved Condo Search Engine.   Please call us if you have questions or need help with your VA Approved Condo search, we are here to help.   We can also assist in getting your VA Condo Approved with the VA.

VanDyk Mortgage has been helping Veterans with VA loans since 1987.   We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender also.   We are a VA Lender and VA Jumbo Lender.

Go with the Government Loan Pros, go with VanDyk.   Call Brian Skaar at 760-752-4480 for help with your VA loan financing.

We proudly serve Veterans with VA Financing in the following Tulare County Cities: Dunuba, Exeter, Farmersville, Lindsay, Porterville, Tulare, Visalia, Woodlake and all other areas within Tulare county.

For more information on Government Loans,  please visit our pages on: FHA Loans , VA Loans  , FHA Jumbo Loans  , VA Jumbo Loans , VA Condo Loans , USDA Rural Development Loans ,  Conventional Loans – Low Down Payment Options,  and California Loan Info

Santa Clara County VA and VA Jumbo Home Mortgage Loan info – Direct Lender

Santa Clara County VA and VA Jumbo Home Mortgage Loan info – Direct Lender

VanDyk Mortgage is your local source for VA Loans and VA Jumbo Loans in Santa Clara County, CA.  We have been making VA loans since 1987.   VanDyk Mortgage is a Direct Lender.  We offer VA Loans, VA Jumbo Loans, VA Condo Loans, VA Refinance Loans, VA Jumbo Refinance Loans, VA IRRRL Streamline Loans and VA Jumbo IRRRL Streamline Loans.   We offer many loan programs for Santa Clara County Homebuyers and California Veteran Homeowners to Purchase and Refinance their homes.

  • VA Loans
  • VA Jumbo Loans
  • VA Loans for Condo’s
  • Purchase, Refinance, Streamline Refinance (IRRRL)

Santa Clara County VA Loans are available up to $625,500 with Zero down payment required.  The Santa Clara County VA Loan Limit in 2015 is $625,500.   However, Veterans are not limited to the County Loan limit of $625,500 for Santa Clara County VA Jumbo Loans.   We also offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%.   Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

If your current VA Loan exceeds the VA County limit, we can help you utilize the VA IRRRL Streamline Refinance, even though your loan amount exceeds the VA County Loan Limit.

VA Home Loans in Santa Clara County, California:

  • Active Duty and Veterans can both qualify
  • 100% financing up to $625,500
  • A $725,500 Santa Clara County VA Home Purchase would only require  a $25,000 down payment  ( 3.446 %)
  • A $825,000  Santa Clara  VA Home Purchase would only require $49,875 down payment  ( 6.045%)
  • A $1,250,000 Santa Clara VA Home or Condominium Purchase would require a $156,125 ( 12.49%)
  • VA Loans require no Mortgage Insurance Zip, Nada, Zilch!
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability rating pay no VA Funding fee
  • Sellers can pay up to 4% of the VA Buyers closing costs
  • VA Approved Condo’s can utilize VA Loans and VA Jumbo Loans too

>>> Get Started Here online <<<

VA Loans can be used to purchase multi family 2-4 unit homes (2-unit, 3-unit, 4-unit, Duplex, Triplex, Fourplex).  (Refinance also)

We offer VA financing on VA Approved Condo’s. Here is a link to the new Veterans Administration VA Approved Condo Search Engine.   Please call us if you have questions or need help with your VA Approved Condo search, we are here to help.   We can also assist in getting your VA Condo Approved with the VA.

VanDyk Mortgage has been helping Veterans with VA loans since 1987.   We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender also.   We are a VA Lender and VA Jumbo Lender.

Go with the Government Loan Pros, go with VanDyk.   Call Brian Skaar at 760-752-4480 for help with your VA loan financing.

>>> Get Started Here online <<<

We proudly serve Veterans with VA Financing in the following Santa Clara County Cities: Campbell, Cupertino, Los Altos, Los Gatos, Milpitas, Monte Sereno, Morgan Hill, Mountain View, Palo Alto, San Jose, Santa Clara, Saratoga, Sunnyvale and all other areas within Santa Clara county.

For more information on Government Loans,  please visit our pages on: FHA Loans , VA Loans  , FHA Jumbo Loans  , VA Jumbo Loans , VA Condo Loans , USDA Rural Development Loans ,  Conventional Loans – Low Down Payment Options,  and California Loan Info

San Mateo County VA and VA Jumbo Home Mortgage Loan info – Direct Lender

San Mateo County VA and VA Jumbo Home Mortgage Loan info – Direct Lender

VanDyk Mortgage is your local source for VA Loans and VA Jumbo Loans in San Mateo County, CA.  We have been making VA loans since 1987.   VanDyk Mortgage is a Direct Lender.  We offer VA Loans, VA Jumbo Loans, VA Condo Loans, VA Refinance Loans, VA Jumbo Refinance Loans, VA IRRRL Streamline Loans and VA Jumbo IRRRL Streamline Loans.   We offer many loan programs for San Mateo County Homebuyers and California Veteran Homeowners to Purchase and Refinance their homes.

  • VA Loans
  • VA Jumbo Loans
  • VA Loans for Condo’s
  • Purchase, Refinance, Streamline Refinance (IRRRL)

San Mateo County VA Loans are available up to $625,500 with Zero down payment required.  The San Mateo County VA Loan Limit in 2015 is $625,500.   However, Veterans are not limited to the County Loan limit of $625,500 for San Mateo County VA Jumbo Loans.   We also offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%.   Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

If your current VA Loan exceeds the VA County limit, we can help you utilize the VA IRRRL Streamline Refinance, even though your loan amount exceeds the VA County Loan Limit.

VA Home Loans in San Mateo County, California:

  • Active Duty and Veterans can both qualify
  • 100% financing up to $625,500
  • A $725,500 San Mateo County VA Home Purchase would only require  a $25,000 down payment  ( 3.446%)
  • A $1,250,000  San Mateo  VA Home Purchase would only require $156,125 down payment  ( 12.49%)
  • VA Loans require no Mortgage Insurance Zip, Nada, Zilch!
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability rating pay no VA Funding fee
  • Sellers can pay up to 4% of the VA Buyers closing costs
  • VA Approved Condo’s can utilize VA Loans and VA Jumbo Loans too

>>> Get Started Here online <<<

VA Loans can be used to purchase multi family 2-4 unit homes (2-unit, 3-unit, 4-unit, Duplex, Triplex, Fourplex).  (Refinance also)

We offer VA financing on VA Approved Condo’s. Here is a link to the new Veterans Administration VA Approved Condo Search Engine.   Please call us if you have questions or need help with your VA Approved Condo search, we are here to help.   We can also assist in getting your VA Condo Approved with the VA.

VanDyk Mortgage has been helping Veterans with VA loans since 1987.   We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender also.   We are a VA Lender and VA Jumbo Lender.

Go with the Government Loan Pros, go with VanDyk.   Call Brian Skaar at 760-752-4480 for help with your VA loan financing.

>>> Get Started Here online <<<

We proudly serve Veterans with VA Financing in the following San Mateo County Cities: Atherton, Belmont, Brisbane, Burlingame, Colma, Daly City, East Palo Alto, Foster City, Half Moon Bay, Hillsborough, Menlo Park, Millbrae, Pacifica, Portola Valley, Redwood City, San Bruno, San Carlos, San Mateo, South San Francisco, Woodside and all other areas within San Mateo county.

For more information on Government Loans,  please visit our pages on:  FHA Loans , VA Loans  , FHA Jumbo Loans  , VA Jumbo Loans , VA Condo Loans , USDA Rural Development Loans ,  Conventional Loans – Low Down Payment Options,  and California Loan Info.

San Francisco County VA and VA Jumbo Home Mortgage Loan info – Direct Lender

San Francisco County VA and VA Jumbo Home Mortgage Loan info – Direct Lender

VanDyk Mortgage is your local source for VA Loans and VA Jumbo Loans in San Francisco County, CA.  We have been making VA loans since 1987.   VanDyk Mortgage is a Direct Lender.  We offer VA Loans, VA Jumbo Loans, VA Condo Loans, VA Refinance Loans, VA Jumbo Refinance Loans, VA IRRRL Streamline Loans and VA Jumbo IRRRL Streamline Loans.   We offer many loan programs for San Francisco County Homebuyers and California Veteran Homeowners to Purchase and Refinance their homes.

  • VA Loans
  • VA Jumbo Loans
  • VA Loans for Condo’s
  • Purchase, Refinance, Streamline Refinance (IRRRL)

San Francisco County VA Loans are available up to $625,500 with Zero down payment required.  The San Francisco County VA Loan Limit in 2015 is $625,500.   However, Veterans are not limited to the SF County Loan limit of $625,500 for San Francisco County VA Jumbo Loans.   We also offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%.   Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

If your current VA Loan exceeds the VA County limit, we can help you utilize the VA IRRRL Streamline Refinance, even though your loan amount exceeds the VA County Loan Limit.

VA Home Loans in San Francisco County, California:

  • Active Duty and Veterans can both qualify
  • 100% financing up to $625,500
  • A $725,500 San Francisco County VA Home Purchase would only require  a $25,000 down payment  ( 3.446%)
  • A $1,250,000  San Francisco  VA Home Purchase would only require $156,125 down payment  ( 12.49%)
  • VA Loans require no Mortgage Insurance Zip, Nada, Zilch!
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability rating pay no VA Funding fee
  • Sellers can pay up to 4% of the VA Buyers closing costs
  • VA Approved Condo’s can utilize VA Loans and VA Jumbo Loans too

>>> Get Started Here online <<<

VA Loans can be used to purchase multi family 2-4 unit homes (2-unit, 3-unit, 4-unit, Duplex, Triplex, Fourplex).  (Refinance also)

We offer VA financing on VA Approved Condo’s. Here is a link to the new Veterans Administration VA Approved Condo Search Engine.   Please call us if you have questions or need help with your VA Approved Condo search, we are here to help.   We can also assist in getting your VA Condo Approved with the VA.

VanDyk Mortgage has been helping Veterans with VA loans since 1987.   We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender also.   We are a VA Lender and VA Jumbo Lender.

Go with the Government Loan Pros, go with VanDyk.   Call Brian Skaar at 760-752-4480 for help with your VA loan financing.

>>> Get Started Here online <<<

We proudly serve Veterans with VA Financing in the following San Francisco County Cities: San Francisco and all other areas within San Francisco county.

For more information on Government Loans,  please visit our pages on:  FHA Loans , VA Loans  , FHA Jumbo Loans  , VA Jumbo Loans , VA Condo Loans , USDA Rural Development Loans ,  Conventional Loans – Low Down Payment Options,  and California Loan Info.

San Diego County VA and VA Jumbo Home Mortgage Loan info – Direct Lender

San Diego County VA and VA Jumbo Home Mortgage Loan info – Direct Lender

VanDyk Mortgage is your local source for VA Loans and VA Jumbo Loans in San Diego County, CA.  We have been making VA loans since 1987.   VanDyk Mortgage is a Direct Lender.  We offer VA Loans, VA Jumbo Loans, VA Condo Loans, VA Refinance Loans, VA Jumbo Refinance Loans, VA IRRRL Streamline Loans and VA Jumbo IRRRL Streamline Loans.   We offer many loan programs for San Diego County Homebuyers and California Veteran Homeowners to Purchase and Refinance their homes.

  • VA Loans
  • VA Jumbo Loans
  • VA Loans for Condo’s
  • Purchase, Refinance, Streamline Refinance (IRRRL)

San Diego County VA Loans are available up to $562,350 with Zero down payment required.  The San Diego County VA Loan Limit in 2015 is $562,350.   However, Veterans are not limited to the County Loan limit of $562,350 for San Diego County VA Jumbo Loans.   We also offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%.   Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

>>> Get Started Here online <<<

If your current VA Loan exceeds the VA County limit, we can help you utilize the VA IRRRL Streamline Refinance, even though your loan amount exceeds the VA County Loan Limit.

VA Home Loans in San Diego County, California:

  • Active Duty and Veterans can both qualify
  • 100% financing up to $562,350
  • A $650,000  San Diego  VA Home Purchase would only require $21,913 down payment  ( 3.371%)
  • A $850,000 San Diego VA Home or Condominium Purchase would require a $71,913 ( 8.46%)
  • VA Loans require no Mortgage Insurance Zip, Nada, Zilch!
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability rating pay no VA Funding fee
  • Sellers can pay up to 4% of the VA Buyers closing costs
  • VA Approved Condo’s can utilize VA Loans and VA Jumbo Loans too

VA Loans can be used to purchase multi family 2-4 unit homes (2-unit, 3-unit, 4-unit, Duplex, Triplex, Fourplex).  (Refinance also)

We offer VA financing on VA Approved Condo’s. Here is a link to the new Veterans Administration VA Approved Condo Search Engine.   Please call us if you have questions or need help with your VA Approved Condo search, we are here to help.   We can also assist in getting your VA Condo Approved with the VA.

VanDyk Mortgage has been helping Veterans with VA loans since 1987.   We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender also.   We are a VA Lender and VA Jumbo Lender.

Go with the Government Loan Pros, go with VanDyk.   Call Brian Skaar at 760-752-4480 for help with your VA loan financing.

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We proudly serve Veterans with VA Financing in the following San Diego County Cities: Carlsbad, Chula Vista, Coronado, Del Mar, El Cajon, Encinitas, Escondido, Imperial Beach, La Jolla,  La Mesa, Lemon Grove, Mira Mesa, National City, Oceanside, Poway,Rancho Penasquitos,  Rancho Bernardo, San Diego, San Marcos, Scripps Ranch,  Valley Cente and all other areas within San Diego county.

For more information on Government Loans,  please visit our pages on:  FHA Loans , VA Loans  , FHA Jumbo Loans  , VA Jumbo Loans , VA Condo Loans , USDA Rural Development Loans ,  Conventional Loans – Low Down Payment Options,  and California Loan Info.