Massachusetts VA Loan Limits – 2015

Massachusetts VA Loan Limits – 2015

The Department of Veterans Affairs (the VA) have issued the VA loan limits for 2015.   Many counties across the nation decreased this year due to the expiration of the VA Loan Limit formula put into effect in 2008 and renewed in 2012.   The new VA Loan Limits will be effective for the entire year of 2015.   The standard VA Loan Limit, or base VA Loan Limit is $417,000 across the USA. Massachusetts has 8 counties that qualify for Higher VA Loan Limits.  VA Loans that exceed $417K are known as VA Jumbo, VA High Balance, or VA Super Conforming loans.      The VA loan limit corresponds with the maximum VA loan available with zero money down for a respective county.

Here is the complete list of Massachusetts counties and their respective VA Loan Limits:

County Name                    2015 VA Loan Limit

  • Barnstable County:       $417,000
  • Berkshire County:         $417,000
  • Bristol County:               $426,650
  • Dukes County:                $625,500
  • Essex County:                 $517,500
  • Franklin County:            $417,000
  • Hampden County:          $417,000
  • Hampshire County:        $417,000
  • Middlesex County:          $517,500
  • Nantucket County:          $625,500
  • Norfolk County:               $517,500
  • Plymouth County:           $517,500
  • Suffolk County:                $517,500
  • Worcester County:          $417,000

VanDyk Mortgage is a Direct Lender.    We are specialists in VA Jumbo financing – for Purchase or Refinance for your home.

Qualified Veterans can qualify up to the County VA loan limit with no money down required.  

We allow Massachusetts Veterans to Exceed the County VA Loan Limit with a corresponding down payment for VA Jumbo Purchases, or equity in the home for VA Jumbo Refinances.    Our max VA loan amount is $1.5M, and we lend on Single Family Homes,  Condo’s, 2-3-4 unit homes, Townhomes, and Rowhomes.

We offer VA Jumbo Loans to qualified Veterans as soon as 24 months after a BK, Foreclosure, or Shortsale.   Some short sales qualify as soon as 1 day out, or 12 months out.   Please call us and we will review your scenario to see if you can qualify now, or when you will qualify again.

Call today to get started – 866-900-2342,  toll free direct, ask for Brian Skaar.   OR >>> Get Started Online-Click Here