Archive for the ‘CA’ Category


FHA Simple Refinance

The FHA Simple Refinance – what is it, and how can it help me?  HUD has released new FHA Guidance as of 9-14-2015 that includes dozens of changes to FHA Rules for qualifying borrowers to purchase and refinance homes.  This article will focus on FHA’s new Simple Refinance.   The new FHA Guidelines eliminated that […]

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Can I get a VA Loan that is higher than my County VA Loan Limit?

Can I get a VA Loan that is higher than my County VA Loan Limit? Yes.  A common misconception with VA Loans is that VA Loans aren’t used in your area, or that  VA Loan amounts are too low for your City.  In the past this was true, but VA Loan changes have improved the picture.  VA loans […]

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2015 CA Loan Limits – Fannie Mae & Freddie Mac Conforming Loans

2015 CA Loan Limits – Fannie Mae & Freddie Mac  Conforming Loans Fannie Mae & Freddie Mac’s supervising office, the FHFA, has announced Conforming loan limits for 2015.  The standard conventional loan limit will remain at $417,000 throughout most of the country.   This is also called the Conforming Loan Limit ($417K).  High Cost Areas have […]

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California VA Loan Limits by County for 2013

California VA Loan Limits by County for 2013 The Veterans Administration has announced the VA Loan Limits for California for 2013.   The formula for generating the VA Loan Limits was altered by Congress in 2008, and was reinstated beginning August 6, 2012. The VA Jumbo Loan allows Veterans and Active Duty Military Personnel to […]

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